Panlong district women's Federation skills training school

Use object

1. Unemployed college graduates, landless people, people with employment difficulties, disabled people, and "post-two" people.

2 retired soldiers (including self-employed).

3. People released from prison.

4. University student village officials and returned overseas students.

5. Resolving employees and unemployed people in enterprises with excess capacity.

6. Self-employed (engaged in secondary and tertiary industries) rural labor force and migrant workers returning home to start businesses.

7. online merchants.

8. Set up a file to establish a poverty-stricken population.

9. Rural self-employed.

10. Other qualified entrepreneurs recognized by relevant national and provincial regulations.

loan limit

No more than 200,000 yuan.

deadline

The longest loan period shall not exceed 3 years.

Repayment method

After three years, the principal will be repaid in one lump sum, and the interest repayment method will be notified after the policy document is issued.

Loan discount

The loan interest rate is paid by individuals and subsidized by the government. As of February 2023, the current loan interest rate was 3.7%. According to the latest policy, starting from 2023, individuals will only have to pay 2.2% and the rest will be subsidized by the government. According to the loan application of 200,000 yuan, the individual will bear the loan interest for three years13,200 yuan.

Other conditions required for the loan.

1. Entrepreneurs are within the statutory retirement age (female 18-52 years old, male 18-57 years old), have certain entrepreneurial ability and willingness, and have good personal credit.

2. When the applicant submits a loan application, except for student loans, poverty alleviation loans, housing loans and auto loans, I and my spouse should have no other loans and no bad credit history:

3. The number of times that entrepreneurs get the support of business guarantee loans is no more than 3 times for both husband and wife.

skill

If you need a commercial guarantee loan, please bring:

1. Original employment certificate.

2. Original business license

3. The original ID cards of the borrower's husband and wife.

Contact: Teacher Lu

Tel: 087 1-63 120780.