1. Improve the supervision and assessment methods for banks' foreign exchange business, further strengthen the compliance inspection and business quality rating of banks' foreign exchange business, incorporate the compliance of personal foreign exchange settlement and sale business and the accuracy of system data entry into the daily supervision and assessment of banks, urge banks to clarify their responsibilities, reduce or even eliminate violations of personal foreign exchange settlement and sale business, and improve the data quality of personal foreign exchange settlement and sale system.

2. Banks should strengthen and improve the risk monitoring system in line with their own foreign exchange settlement and sale business characteristics, strengthen the inspection of the implementation of internal control system, and link it with their target performance pay, and strictly assess the business operations of relevant personnel.

3. It is suggested that the General Administration upgrade the "personal foreign exchange settlement and sale system" as soon as possible.

First, the "personal foreign exchange settlement and sale system" is connected with the banking business system, which can not only reduce the wrong information manually entered by banks, but also monitor the over-limit situation of personal foreign exchange settlement in real time and realize the two-way monitoring of capital flow.

The second is to add the statistical analysis function of statements in the personal foreign exchange settlement and sale system, so as to query and summarize according to different management requirements.

The third is to improve the functions of early warning of accumulated settlement amount and inquiry and supervision of bank settlement flow, and expand off-site supervision from single large settlement supervision to supervision of each over-limit settlement business and screening and analysis of all settlement flow, so as to ensure the effectiveness and timeliness of off-site supervision.

4. Further strengthen policy publicity and training for banks. Television, telephone and video training can be adopted to radiate video training to grassroots outlets, so as to enhance the consciousness of designated foreign exchange banks to correctly implement policies and improve their subrogation supervision ability.