The state supports entrepreneurs more and more, but generally there are the following types: business loans, free industrial and commercial administrative registration, and free business counseling. Getting a business start-up subsidy is far from as easy as you think. You can find the Youth League Committee or the community employment office.
If you are applying for a venture fund or loan, you need mortgage and guarantee, and at least one on-the-job civil servant will guarantee you.
If you have started a business and need financing, the same is true.
If we only look at a subsidy, it is generally aimed at migrant workers or college students who have successfully operated for more than half a year.
What kind do you want?
Secondly, the conventional venture capital channels are as follows.
1, bank loans, but general commercial banks need guarantees and mortgages.
2, the government's commercial loans, well, we must fully understand the local policies.
3, partners, partnerships involve a lot of things, but also be cautious.
4, venture capital, well, according to the domestic situation, it is still difficult to find this by yourself.
5. Professional investment institutions. Now some venture capital institutions have begun to pay attention to grassroots entrepreneurs. You can pay attention to whether there are local entrepreneurs.
Finally, attach some national policies, selected from several documents. The preferential measures provided by the state for college students' entrepreneurship can make full use of this advantage!
The complete handbook policy for college students' entrepreneurship pays attention to the preferential policies for college students' entrepreneurship. In recent years, in order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For college students who plan to start a business, only by understanding these policies can they take the first step in starting a business. According to the relevant regulations of the state and the Shanghai Municipal Government, the fresh college graduates in Shanghai can enjoy four preferential policies, including free risk assessment, free policy training, free loan guarantee and partial tax relief, including:
■ College graduates (including junior college students, undergraduates and graduate students) who are engaged in self-employment shall be exempted from self-employment registration fee, self-employment management fee and economic contract demonstration text cost within 1 year from the date of approval of business. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.
■ College students who start their own businesses can apply for a loan guarantee of up to 70,000 yuan from the bank and enjoy a loan discount.
■ Establish an entrepreneurship education and training center specifically for recent college graduates to provide free project risk assessment and guidance for college students to help them better grasp market opportunities.
Audit requirements and related preparations are:
College students should pay attention to the following problems when starting a business: First, they should have mature psychological preparation, which is more suitable for starting a business; Second, don't be superstitious about your own creative projects or your own patented technology or achievements, and conduct full market research; Third, don't want to "eat a fat man in one bite", but have a stable entrepreneurial mentality; Fourth, it is best for college students to start a business in partnership rather than alone.
Bank's requirements for loan applicants
(1) has reached the age of 18, and has a legal and valid identity certificate and a legal residence certificate where the loan bank is located, and has a fixed residence or business premises;
(2) Hold the business license issued by the administrative department for industry and commerce and the business license of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest;
(3) The borrower has certain self-owned funds for investment projects;
(4) The loan shall be used in accordance with relevant national laws and bank credit policies, and shall not be used for equity investment;
(5) Open a settlement account in the bank, and the operating income will be settled by the bank.
Loan applicants need to provide application materials.
(1) Identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status;
(2) Proof of repayment ability such as personal or family income and property status;
(3) Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes;
(4) Guarantee materials: the ownership certificate and list of the mortgaged property or pledge, the certificate that the person who has the right to dispose of it agrees to mortgage (pledge), and the appraisal report of the mortgaged (pledged) property issued by the appraisal department recognized by the bank.
Your place will be a little different, but it is all in this general direction.