Maternity insurance = maternity living allowance+maternity medical expenses allowance;

Maternity living allowance = payment base × maternity leave time, and maternity medical expenses allowance is 3000 yuan.

If maternity insurance has been paid continuously 12 months or more, it shall be paid according to the average social security payment base of the unit in the previous year.

Normal delivery is 3 months, late delivery 1 month, cesarean section or dystocia is 0.5 months, and multiple births have an extra baby 1 month.

For example, it is 4 months for those who give birth naturally and 4.5 months for those who give birth by caesarean section.

Extended data:

Conditions for enjoying maternity allowance

1, women of childbearing age with household registration in this city (including rural household registration), regardless of whether they are employed or unemployed, shall participate in urban social insurance in this city and establish personal accounts according to regulations;

2. Employed women who are not registered in this Municipality have established labor relations with the employer and given birth while working in the unit and participating in the urban social insurance (five insurances) in this Municipality.

3, workers enjoy maternity insurance benefits, should comply with national, provincial and municipal family planning regulations, and the employer has paid for it for more than 6 months. Payment should be based on the time when the insurance premium is paid normally, and the overdue time before the insurance premium is paid normally cannot be counted.

1, allowance:

(Per capita payment salary of this unit in the current month /30 days * holiday days)

Holidays:

(1)20 12 The new labor law stipulates that the normal maternity leave is 98 days (including prenatal examination 15 days), which is 8 days more than the previous 90 days;

(2) Late maternity leave is increased by 30 days (there is no late maternity leave in the new labor law, and local birth control measures may increase this holiday);

(3) Difficult maternity leave. Cesarean section and third degree perineal rupture increase maternity leave 15 days; Suction delivery, forceps delivery and breech delivery increased 15 days;

(4) Multiple birth leave, every extra baby 15 days;

(5) Abortion leave: less than 2 months pregnant, 15 days; Less than 4 months and 30 days pregnant; 4 months or more (including 4 months) to 7 months is 42 days; In case of stillbirth, stillbirth or premature delivery for more than 7 months, the survival time is less than 75 days;

2. Maternity medical expenses

(1) The medical expenses for confirming the birth status in the medical insurance center shall be settled by the Municipal Labor and Social Security Bureau and the hospital (the part exceeding 1 10,000 yuan shall be settled according to the approved number).

(2) Sudden abortion before pregnancy 16 weeks and obstetric complications during emergency and maternity leave in non-designated hospitals shall be reimbursed according to the approved amount.

(3) If the medical expenses for delivery in different places are lower than the quota standard, they shall be reimbursed according to the facts; Above the quota standard, according to the quota standard reimbursement.

3. One-time childbirth nutrition subsidy

(1) Abortion after normal delivery for more than 7 months: average monthly salary of employees in last year * 25%;

(2) Dystocia and multiple births: the average monthly salary of employees in the previous year was *50%.

4. One-time subsidy

In the first or second class hospital delivery, each one-time increase of 300 yuan subsidies.

Remarks: Maternity allowance should be paid within three months after delivery.

References:

Baidu encyclopedia-maternity allowance