Your teacher is a part-time employee of Ping An Insurance Company. ! Since this is your experience, have you seen any books or videos before? If there is, you have to write it accordingly. If not, it is nonsense for you to write such a vague topic directly. A child who goes to school does not know what insurance is, what responsibility is and what insurance is. A student doesn't know what ping an insurance is at all, and even most adults don't know what insurance is. Your teacher is talking nonsense. I definitely want you to go home and pester your parents to get an insurance policy so that you can experience it.