At present, there are life insurance companies in the market, such as China Life Insurance, Pacific Insurance, Xinhua Life Insurance and Ping An Insurance. Every insurance company has its own advantages, and there is no good or bad standard. The most important thing is to see which insurance company's life insurance products can better meet the protection needs of the insured, so the insurance chosen is good.

Speaking of which, what if there are small partners entangled? Choose a big company or a small company? To solve the problem, let's take a look at this article first: Is it better for a big company or a small company to buy insurance?

Since it comes to choosing the content of life insurance products, how should we choose the one that suits us in the face of so many insurances on the market? The following summarizes several key points, remember to take notes.

The first is the choice of insurance protection.

The insured amount refers to the maximum amount that an insurance company can undertake compensation or pay insurance money. Generally, when choosing the insurance amount of life insurance products, we should choose the insurance amount that can cover our own needs within the budget, so that even if people are gone, life insurance claims will have the opportunity to ensure the normal operation of family economic life.

If there are still small partners who don't know how much insurance coverage to choose, you can read this article: How much insurance coverage is appropriate? Tell me the doorway inside.

The second is the choice of guarantee period.

According to the guarantee period, life insurance can be divided into term life insurance and whole life insurance. Generally, term life insurance can be divided into 65,438+00 years, 65,438+05 years, 20 years, 30 years, or 50 years, 60 years, 70 years, etc.

If it is a small partner with sufficient budget, it is recommended to choose some long-term protection periods such as 30 years, 70 years old or life, so don't worry about losing protection in the future; If it is a small partner with limited budget, you can choose a shorter guarantee period. What kind of guarantee period you choose can be decided according to your own budget.

Finally, the senior also arranged several life insurance products with high cost performance for everyone. Interested friends can have a look: Top Ten Life Insurance Rankings Worth Buying!

Hope to adopt!

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