You can go directly to our business outlets to open an account and handle the card business with valid identity documents. You can meet your requirements by opening the personal online banking service of ordinary smart cards.

If you want to handle b2c online payment business through our online banking, you need to open the e-commerce function. Please bring your valid ID and online banking registration card to the outlets in the account opening area to enable this function. If you need to transfer money to your non-online banking registered account or someone else's account, please also enable the "External Transfer Function".

From August 1 2006, the payment limit of all self-registered customers and passbook versions is 0 (including previously registered customers). However, you can spend and pay on the website with special quota approved by China Industrial and Commercial Bank, and our bank has set up a separate quota for this website (e-commerce function is required).

Since September 1 2006, the single transaction limit, daily cumulative limit and total payment transaction limit of counter registered customers who have not applied for U shield or password card are all within 300 yuan. Customers whose payment amount has reached 300 yuan before September 1 need to apply for an electronic password card or U shield at the outlet (the payment amount is calculated from the date of registration).

U shield customers are no longer limited by trading limits and payment time. In addition, using U Shield can also enjoy services such as signing financial agreements, which greatly enhances security on the basis of its original use. If you need to apply for U shield, please bring your valid ID card and online banking registration card to the local designated outlets to apply for U shield. Please contact the local 95588 service hotline for information about procedures and outlets.

After applying for the electronic password card, the single transaction limit of personal online banking is 1000 yuan; The daily cumulative transaction limit is 5,000 yuan, and there is no total payment limit control; The electronic bank password card has been used 1000 times (after the customer enters the correct password characters and passes the system verification), and cannot be used after this number of times. Please apply for a new card at our business outlets in time.

For the introduction of other peony cards of our bank, please refer to "Product Front Desk" in "Bank Card" on the homepage of the website.