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Overview of national financial planners
General situation of examination and training for national financial planners (national financial planners)

Professional background: With the development of financial service industry in China, financial institutions constantly introduce product innovation and service innovation. Personal finance has become the main strategy for financial institutions to compete. In the process of financial institutions changing from "product-centered" to "customer-centered" consulting service mode, their personal financial business ability will determine the market competitiveness of financial institutions. Therefore, banks, securities companies, insurance companies, investment companies and other financial institutions urgently need professional personal financial planners and professional financial training for their employees. Financial planner (CFP) is an authoritative financial planning title. In foreign countries, only those who have obtained CFP qualification can engage in personal financial management business. At present, there are three main employment trends of financial planners: one is to set up a professional financial company, the other is to become a professional financial planner trainer, and the third is to engage in financial services in financial institutions. Moreover, financial planners will first appear in major banks, insurance companies and other financial institutions. After a certain stage of development, the financial planning department will become a specialized agency independent of financial companies like law firms and accounting firms.

The Ministry of Labor and Social Security announced that the national financial planner was officially listed as a new profession and included in the professional standards.

At present, most banks have started wealth management business, including RMB wealth management and foreign currency wealth management. With the attention of some high-income people to financial planning, financial business has developed rapidly and has become an important part of personal business of banks. In this context, professional financial planners are facing a large talent gap.

Liu Yanbin, secretary general of the National Professional Committee of Financial Planners, said: In China, there are tens of millions of families with an annual income of 500,000 yuan, and they need professional financial services. According to one financial planner's service 100 such families, 654380+000 professional financial planners are needed.

Qualification appraisal: According to the requirements of the National Professional Standard for Financial Planners issued by the Ministry of Labor and Social Security and the Notice of Hunan Provincial Labor and Social Security Department on Carrying out the Unified Professional Qualification Appraisal of Financial Planners (Xiang Lao She Gong Zi [2004]110), Hunan Provincial Labor and Social Security Department implemented the national professional qualification certificate system in the whole province. After unified training, appraisal and examination, you can obtain the only national legal professional qualification certificate issued by the Ministry of Labor and the Hunan Provincial Department of Labor and Social Security, which is a general necessary certificate for professional access (electronic registration, online inquiry, lifelong validity and national use). This certificate is used to prove that the holder has the professional knowledge, skills and professional qualifications required by this occupation, and it is an important basis for the employer to recruit, evaluate performance, select and promote, and can enjoy the corresponding allowance according to the spirit of the document of Hunan Provincial Department of Labor and Social Security and Hunan Provincial Department of Finance (Xiang Lao She Zheng Zi [2006] No.22).

Organizer: Hunan New Oriental Education and Training Center is a provincial-level training institution approved and supervised by Hunan Provincial Department of Labor and Social Security, and a professional qualification training institution for financial planners (Xiang Lao She Han [2005] No.289); With the advantages of sufficient class hours, strict management, authoritative teachers, responsible teaching and high qualified rate, it has achieved good social response and accumulated very rich experience in examination and training teaching.

In order to meet the demand for talents in the financial management industry in our province, combined with the development of the financial management industry in our province, according to the requirements of the Vocational Skills Appraisal Bureau of the Hunan Provincial Department of Labor and Social Security, and to organize the national unified examination and training in 2009, the relevant matters are hereby notified as follows:

1. Applicant:

(1) employees in finance, insurance, securities, investment, funds, consulting and other related industries; (2) Certified public accountants, lawyers and other professionals who provide financial advice; (3) the person in charge of each small and medium-sized enterprise and the person who wants to engage in this occupation.

Two. Application conditions: (Meet one of the following conditions and obtain Hunan Vocational Training Certificate after training):

(1) Have been engaged in this occupation continuously for more than 3 years1.

(2) Having been engaged in this occupation for more than 4 years continuously after obtaining the third-class vocational qualification certificate of this occupation.

(3) Having worked in this profession for more than 5 years after obtaining the undergraduate diploma of this major or related majors.

(four) with a bachelor's degree in this major or related majors, and have been engaged in this occupation for more than 3 years after obtaining the third-class vocational qualification certificate.

(5) Having worked in this occupation for more than 2 years after obtaining a master's degree or above.

Third, the training objectives:

The national vocational qualification course for financial planners is based on the requirements of the national vocational standards of the Ministry of Labor and Social Security. Through the systematic study and training of financial management tools and financial planning practice, students can master the basic skills of financial management and have the ability to independently tailor a lifelong financial planning report for customers and carry out comprehensive financial management services. Meet the needs of financial planners in banking, insurance, securities and other financial-related industries, improve the professional service level and marketing service level of the financial industry, and reach the national professional standards for human resource managers; Passed the national unified appraisal examination and obtained the only national legal professional qualification certificate (Grade II) for financial planners in China.

Four, examination training content:

(1) Basic knowledge: financial planning basis, financial accounting basis, macroeconomic analysis, financial basis, tax basis, financial planning legal basis, financial planning workflow and work requirements;

(2) Professional knowledge: risk management and insurance planning, investment planning, tax planning, retirement planning, property distribution and inheritance planning, and comprehensive financial planning.

(3) Comprehensive evaluation: comprehensive case analysis.

5. Examination and training materials: National Vocational Qualification Training Course-Basic Knowledge of Financial Planners, National Vocational Qualification Training Course-Professional Ability of Financial Planners and Financial Planners' Guide. The center will distribute other related materials free of charge.

6.( 1) Training mode: the combination of face-to-face teaching, case analysis, mock exam, online tutoring after class, free information distribution and general review before the exam.

(2) Relevant units and schools are welcome to sign up for the training collectively, and the collective registration can give appropriate preferential treatment to the training fee according to the unified regulations of our center; At the same time, relevant units and schools are welcome to cooperate in organizing training. Old students in our center (those who have participated in vocational qualification training in our center) and those who have obtained the third-level qualification can enjoy the unified regulations of our center and enjoy preferential treatment.

(3) Main class time: usually in the evening, Sunday and daytime. Please refer to the specific arrangement of Hunan Examination Training Network for the training time of each period. Students who fail the first exam can attend the next training class for free.

VII. Instructions for registration:

(1) You can register every day from 8: 30 am to 6:00 pm, during the weekend and at noon on weekdays.

(2) Training and registration are conducted at the same time. When registering, please submit two two-inch photos with the same background, three one-inch photos, a copy of ID card, a copy of education certificate and a copy of relevant work experience certificate issued by the unit; And fill in the "National Vocational Qualification Unified Examination and Training Declaration Form" (this form can be downloaded and filled out from Hunan Examination and Training Network). In addition: take digital photos in the center office when registering (get the admission ticket).

Eight, examination and assessment:

The professional qualification examination and appraisal of financial planners are organized and implemented by the Hunan Provincial Department of Labor and Social Security. The examination is divided into three parts: theoretical knowledge (including professional ethics) examination, professional ability examination and comprehensive evaluation (writing financial plan), in which professional ethics 10, theoretical knowledge 90; Operation skill 100; Comprehensive evaluation 100. 60 points in each of the three parts of the exam are qualified. Take closed-book written test, simulation operation and other assessment methods. Single subject qualified score line is valid within one year.

Nine, policy treatment:

Anyone who has obtained the professional qualification certificate of financial planner shall enjoy the corresponding allowance according to the spirit of the document of Hunan Provincial Department of Labor and Social Security and Hunan Provincial Department of Finance (Xiang Lao She Zheng Zi [2006] No.22). The standard is: "Those who have obtained the professional qualification certificate of technician (national vocational qualification level II) and work in the corresponding post can enjoy the allowance according to the standard of not less than 150 yuan/month."