I'm not sure about the specific refund policy of MLM education and training institutions, because the refund policy of each training institution may be different. Usually, the refund policy of the training institution will be clearly stipulated in the contract.

Generally speaking, training institutions may determine the specific refund amount according to the start time and training progress of training courses. If students apply for a refund before the course starts, they can usually get a full refund. However, if the student has already started the class and completed some of the learning contents, the refund amount may be calculated according to the progress of the course already studied.

Therefore, if you have questions about the refund policy of MLM education and training institutions, it is recommended to communicate with them directly to understand the specific refund amount and regulations.