Brother Bao said insurance, focusing on insurance evaluation! The latest critical illness insurance evaluation analysis and comparison has come out. You can click to view: Top Ten Insurance Companies Hot Critical Illness Insurance Inventory!

The details are not clear. Look at the following information about Xinhua. Can I help you?

Xinhua Life Insurance Company has a long history and is a famous big company. Its business objectives are life insurance, critical illness insurance, annuity insurance and other life insurance businesses.

The most important thing for a company is whether the products it sells are good or bad. The products of Xinhua Life Insurance are OK except some products have some problems. For example, the critical illness insurance promoted by his master-health and worry-free C 1

Let's take a look at the protection content of health exemption C 1 through pictures:

As can be seen from the figure, Worry-Free Health C 1 has the following advantages:

1, 20% extra compensation: If you were diagnosed with serious illness or died in the previous 10 years, you can get 20% extra compensation.

2, suffering from six specific serious diseases can also pay an additional 20%, such as brain cancer, pancreatic cancer, leukemia.

There are still some improvements in this product:

1, the price is on the high side, and there are not many bright spots in the guarantee content. The cost performance is not high. The premium of 65,438+00,000 yuan is not affordable for ordinary working families.

2. At present, the proportion of compensation for mild diseases in the market is 30%. However, the compensation ratio of this product is far below the market average. The compensation for minor illness of this product is only 20% of the basic insured amount. Seriously, it's not worth it.

Here are several cost-effective critical illness insurance products, which are also very friendly to mild diseases. Let's choose according to their own needs: the inventory of critical illness insurance that the top ten insurance companies are "worth buying"!

For better comparison, I compiled a list of critical illness insurance products with low cost performance. Seeing these products, I should be cautious: the inventory of critical illness insurance of the top ten insurance companies "worth buying"!

That's the end of my answer. I hope it works for you.