The conditions for purchasing shops and houses in Jinhua Building with provident fund loans include: 1. The borrower must have an account in the city where Jinhua Building is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Jinhua Building, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase shops in Jinhua Building; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Matters needing attention in the transaction of second-hand houses in shops of Jinhua Building 1. The real identity of the owner must be confirmed before the second-hand house transaction in Jinhua Building. 2. When signing the contract for the sale and purchase of second-hand houses in shops of Jinhua Building, the liabilities of both parties for breach of contract must be made clear; 3. The time of payment and transfer must be marked; 4. The handover time of related expenses of second-hand houses in shops of Jinhua Building must be indicated; 5. When signing a contract with an intermediary company, you must have a detailed list of agency fees; 6. Buying second-hand houses in shops of Jinhua Building through intermediary companies must meet with the owners; 7. You must learn to use the supplementary agreement.

The above information is for reference only. I hope I can help you!