According to the insurance law, the cash value of the life insurance policy will be refunded after two years of payment. There is no uniform standard for the calculation of cash value, which is generally equivalent to about 30%-50% of the premium paid. I don't know if you mean the premium paid or the insured amount. If it is a premium, in general, you can return the cash value to this 65438+100000 plus 30%-50% of the accumulated bonus of this policy. You can take the brochure of this product, which usually lists the cash value, but this is just a demonstration and can only be used as a reference. Everything is subject to the actual figures.