New Zealand's visa is submitted at the domestic embassy, and the physical examination is stricter than that of Australia. You need to do a crime-free notarization, and you need a physical examination before submitting a visa. After getting AIP, you have to pay at least 1 10,000 New Zealand dollars for tuition and living expenses. There is no strict limit on the deposit period of money, but New Zealand does not accept loans for studying abroad, but it has a special account for studying abroad in cooperation with CITIC Bank. After AIP gets it, it pays the tuition fee. After receiving the money, the receipt is basically not far from the visa. You can answer or reply.
In Canada, the requirements for financial guarantee when submitting visas in China are much stricter than those in Australia and New Zealand. There are also many investigations on the origin of the basic requirement that the deposit period is less than one year, and whether the intention to study abroad is clear. The refusal rate is high.