According to the agreement with my husband, I pulled the main consumption bill from 202 1 to this year yesterday. The statistical results were unexpected.
2 1 year, the biggest change at home is having two lovely babies. There are more people with children at home, and the daily expenses have also increased, and the children's own expenses are not small.
My husband and I do household consumption together. His income is relatively high, and he mainly manages fixed expenses such as water, electricity, coal, property fees and children's milk powder diapers. I mainly bear the daily care expenses of children and the daily expenses of families.
In 20021year, my unilateral consumption bill was mainly divided into children's expenses, personal expenses and daily expenses.
I. Child expenses
I usually buy clothes and toys for my children. My husband often thinks that I buy too much and spend too much. He is always confused about it.
1. The total consumption of children's toys is only 880, less than 1000! Although I bought many educational toys for my children by stages this year, they were all found on Taobao, not big brands. The total cost is not high. Consciously the cost is reasonable.
2. The daily product consumption of the baby is about 1 1000, which is the expense of No.65438 +0. This year has experienced a critical period such as children's transitional complementary food, crawling and walking. The big head is to buy snacks for children and wash them daily.
The consumption expenditure of protective articles such as supplementary food utensils, children's carts, bed rails and safety guardrails is reasonable;
Snacks cost too much. I thought snacks were an artifact to coax children. As a result, the two children actually spent them quickly. I don't think it's terrible to accumulate one or two hundred dollars every time;
Daily care, mainly the consumption of paper towels and refills in maternal and infant stores, and massage for children. Soft cotton towel, soft cotton towel, wet cotton towel. Because children's facial tissues are special and disposable, they are consumed every day, and the expenses are cumulative. Children massage twice to recharge 2000 yuan;
3. The baby's clothing consumption is about 6000 yuan. The two children don't spend much money on new clothes a year. It is quite cost-effective to buy clothes for children when there are activities at ordinary times. However, when children spend their first winter, because of lack of experience, there are many cotton-padded jackets in winter, and some clothes are not practical in style, which has caused some waste when they transition from jumpsuits to split clothes. Later, I disposed of some idle items through salted fish, which was a little relieved.
Two. personal expenses
Personal daily use is about 8000;
Learning and promotion 2100;
Honor the elderly about 3000.
For personal promotion this year, it is mainly to buy books and online disk resources. The consumption of 2 100 is not much;
Old people help with children, and it is also appropriate to buy clothes at ordinary times;
I didn't buy big clothes this year, but I didn't expect to spend nearly 6000 yuan. Mainly to buy daily necessities and group purchases. I like to buy odds and ends of groceries, which is half helpful to my life. This piece should save some money by controlling consumption impulse.
In addition, this year, I insisted on skin care, invested about 6,000 yuan, and my personal consumption was very high. However, after harvesting a relatively stable skin, I personally feel that it is worthwhile.
3. Daily shopping
I buy food for my mother-in-law regularly every month. This cannot be changed. There is nothing to say.
4. Other miscellaneous items are not counted.
1. Control impulsive consumption and be calm before buying groceries. Maybe put it in the shopping cart for 2 days first. If you want to spend it after 2 days, you can consider continuing to place an order.
2. The baby's daily care is streamlined. This year, children can walk by themselves and become more independent. The plan is to teach them to eat independently and take care of themselves. The cost should be reduced;
3. Baby clothes. The clothes I bought for my children last year were too big, so I can still wear them this year. It is estimated that you can save some money;
4. Reduce buying snacks for children. Snacks have no nutrition in themselves except occasionally bringing satisfaction to children. Continue to improve and enrich children's complementary food and dietary structure. As long as the child is healthy, the goal has been achieved.
The most important thing is to raise your income level. Slowly, the child's state is on the right track, and the old man is willing to help look after the child. Can we have other ideas? If we want to make money, let's do it!
The above is a detailed analysis of my income and expenditure this year, and what needs to be improved. I wonder what kind of bill my husband will pull out?
I am looking forward to it. I hope everything will be fine in 22 years. Come on!