The housing acquisition rate of Shenjiahe residential area is generally calculated by the proportion of shared area to construction area. Generally, the shared area of Shenjiahe Community is 5%- 10%, and the shared area of small and high-rise buildings in Shenjiahe Community (1-13) is 13%-65438+. So you can calculate according to the situation of the house you bought in Shenjiahe Community.

Shenjiahe Community will buy you the existing property right away, and you can get it right away. If you apply for a loan from Shenjiahe Community, the bank will not deduct the property right certificate but his property right certificate, which is a part of the land certificate. A normal house in Shenjiahe Community has two certificates, a real estate license and a land certificate. If another property right certificate is a loan from Shenjiahe Community, it should be kept by the bank. If it is a one-time payment, you will have two complete certificates.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!