1, maternity expenses
(1) Routine check-up for pregnant women: B-ultrasound, drug costs, Down's screening and other checks total about 3,000 yuan.
(2) Nutrition: pregnant women's milk powder, calcium tablets, fruits, etc. And other items that pregnant women need. Nutritional products total about 6000 yuan.
(3) Supplies for pregnant women: bag 200 yuan, breast pump 200 yuan, breast pad for preventing breast overflow 100 Yuan. Total: 500 yuan
Children aged 2.0~3 years old
(1) If the baby is not sick, when the child is 0~ 1 year old, the baby's milk powder, clothes, diapers, etc. About every month 1500 yuan. If you don't drink milk powder, you need about 1000 yuan per month. It will cost at least 1000× 12 months = 12000 yuan in one year.
(2) 1~3 years old to buy children all kinds of early education materials, toys, etc. , a total of 5000 yuan. Living expenses plus clothes and other expenses are about 1000 yuan per month, so the total is 1000×24 months+5,000 = 29,000 yuan.
Total cost:
12000+29000 = 41000 yuan
3. Kindergarten is 3~6 years old
One-month fee for ordinary kindergartens: the monthly custody fee is about 1 ,000 yuan, the meal fee is about 200 yuan, and other miscellaneous fees are about 1 ,000 yuan. This is at least 1300 yuan per month.
Total cost: three years and 36 months.
1300× 36 = 46,800 yuan
If it is a high-end kindergarten, the sponsorship fee ranges from 20,000 to 60,000, or even more.
4. Six years of primary school
Now it is said that compulsory education costs nothing, but the school selection fee and training fee are not a small sum. When these two expenses add up, it's a mess. After six years, it will cost at least 50 thousand.
(1) Then, the book fee is calculated as no tuition fee. Buying mobile phones and other things is about 2000 a year, six years 12000.
(2) Children's brunch, clothes and living expenses should be at least about 500 yuan a month on average. After six years, 500×36 months = 18000 yuan.
Total cost:
50000+12000+18000 = 80000 yuan.
5, junior high school for 3 years
Junior high school, like primary school, is also a compulsory education stage, so tuition is free and fixed miscellaneous fees are not high.
(1) If it is public, the tuition fee for one semester is around 500 yuan, but the tuition fee, interest class fee and food fee of the school are not high. One semester is about 1500 yuan, and three years is about (500+ 1500)×6 semesters = 12000 yuan.
(2) Children spend more on school supplies in junior high school, such as electronic dictionaries, MP3 players and computers. It will cost thousands of dollars in these three years. In this way, the cost of children's diet, clothing and going out to play is about 30 thousand yuan.
One thing that cannot be ignored is that many junior high school children will choose "choosing schools", which will generate extra costs ranging from 20,000 to 65,438+10,000. (Do not add calculation)
Total cost:
12000+30000=42000 yuan
6, high school for 3 years
(Case 1) If a child successfully passes the senior high school entrance examination and is admitted to a public high school, then the tuition fee per semester is generally only about 1500 yuan, and if boarding is chosen, it is 3,000 yuan per semester. (Calculated by one semester in 2000) The tuition and miscellaneous fees for three-year accommodation are about: 2000×6 semesters = 12000 yuan.
(Case 2) If the exam is average, choose a public ordinary high school, and the tuition fee is about 1 1,000 yuan/semester. However, if you choose to attend a public converted high school at this time, the tuition fee per semester is about 3000-4500 yuan, and you have to pay a school selection fee of1-20,000 yuan. Total for three years: about 30,000 yuan.
(3) If you choose a private school, it is normal to spend hundreds of thousands of tuition and fees for three years.
High school students are more interested in and demand for computers and other electronic products than junior high school students. Therefore, even families with the worst family conditions have to spend five or six thousand yuan to buy computers and other items for their children. Some families are even more generous and fully meet their children's requirements.
(1) Give children pocket money, eat, etc. According to the monthly 500 yuan, the total for three years is 500×36= 18000 yuan.
(2) The children's three-year extra expenditure on computers, clothes and entertainment is about 20,000 yuan.
(The expenses are calculated according to the ordinary standard and the first case)
Total cost:
12000+18000+20000 = 50,000 yuan.
7. Four years of college.
After graduating from high school, some people were admitted to universities.
After the average child is admitted to the university, the four-year tuition fee is about 25,000 yuan; Miscellaneous expenses, living expenses, bus fares, etc. It's all about one month 1000 yuan, and the living expenses for four years are about 1000×48 months = 48,000 yuan.
After some people go to college, the budget given by their parents is relatively high, and the total cost is 1.5-0.2 million yuan. As for postgraduate entrance examination or studying abroad, it depends on personal circumstances. If you want to pursue further studies after graduation, you have to prepare 65,438+00-600,000 yuan for your children to study in graduate schools or abroad. (Not included in the statistics here)
Total cost:
48,000+25,000 = 73,000 yuan
So do the math:
16700+41000+46800+80000+42000+50000+73000 = 349500 yuan.
In this way, according to the minimum standard, from pregnancy to children's graduation from college, a family will spend at least 350 thousand yuan economically. Of course, this is without extra consumption, rising prices and inflation.