Hello: \x0d\ I wonder if you have used Alipay? Tenpay? Or you have heard that this is a third-party payment platform \ x0d \ x0d \ Simply put, if you want to pay the other party's bank account, but you feel unsafe and don't want to pay directly to the other party, so you use Alipay, you pay the money to Alipay first. At this time, the other party knows that you have paid the money, but the other party can't receive the money at this time, so he can deliver the goods (if you are shopping). \ x0d \ x0d \ I hope it helps you.