Legal analysis: In case of long-term arrears of others, creditors should keep specific evidence, adhere to civilization and collect debts according to law. If it is just an impulse, hanging a big banner in black and white at the door of a public place or a debtor's house will not play any role in debt collection, but may complicate things. After collecting the evidence, the creditor will file a lawsuit to the court for settlement based on the real evidence within the limitation of action if it fails after repeated normal reminders.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 671 Where the lender fails to provide the loan on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

Article 675 The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.