Many young parents feel great pressure in life because they have a "gold-swallowing beast" at home. Parents never dare to stop making money for their children's happier growth, so some rational young couples will carefully calculate the "economic account" of raising children before giving birth to them to determine whether they have the basic ability to raise children.

My best friend Zhang Xue and her husband have been married for less than a year, and her mother-in-law keeps "giving birth", but without exception, she is rejected by Zhang Xue.

She thinks she is still young and wants to play for a few more years. The most important thing is that she feels that the cost of raising children now is too high to have children easily.

When her mother-in-law was "born" again, Zhang Xue directly replied to her mother-in-law, "How dare you have children without 100,000 savings!"

Mother-in-law said, "How can you have so much money when you have a child?"

In the eyes of her mother-in-law, she gave birth to several children. She nursed them when she was young, ate them when she was old, and the children didn't cost much.

Zhang Xue couldn't help laughing at her mother-in-law's question. She listed an economic account for her mother-in-law before and after giving birth to a baby, such as various examination expenses and nutrition expenses before giving birth to a baby, production expenses and hospitalization expenses during giving birth to a baby, baby products such as milk powder, diapers and clothes after giving birth to a baby, all of which need money.

After giving birth to the child, Zhang Xue had to take care of the child at home. Without work income, family expenses will increase. In case the child is ill, the cost of going to the hospital is also quite high.

In this way, if you want to have children, you must prepare at least 654.38+10,000 yuan, otherwise the economy will be "stretched" after giving birth, and the pressure of life will suddenly increase.

Of course, there are also Bao Ma's feelings: "65,438+10,000 yuan is not necessarily enough! ! "

After the child is born, will all kinds of early education classes such as emotional intelligence training and intellectual development be reported? There are many tuition fees for children to go to kindergarten, and there are many hidden costs in the process of raising a baby. Parents who have never raised a baby are simply unimaginable.

1, kindergarten baby

Tiger mother listed her son's annual expenses after attending kindergarten:

Kindergarten tuition is fixed at 24,000 yuan a year, milk powder is 3,000 yuan a year, and clothes are 6,000 yuan.

Usually go out to play, including group tours, go on road trip, etc. It costs at least 20,000 yuan.

When my son grows up, he will enroll in various classes such as emotional intelligence training, thinking ability training, art, street dance and basketball, which will cost about 30,000 yuan.

In addition, there are various irregular expenses such as living expenses, medical expenses and infant nutrition expenses, which will cost about 20,000 yuan a year. Generally speaking, one year100000 is not enough.

2. Pupils

Wu Li's daughter is in the third grade in a private primary school, and she has to pay15,000 yuan for one semester, which is 30,000 yuan for a whole year. Usually, the class fee and food fee at school are more than 3000 yuan a year.

I want to buy a lot of reading books every winter and summer vacation, at least 1000 yuan. Learning mathematics while studying is nearly 10000 yuan a year.

New Oriental learns English for one year 16000 yuan. Others, such as reading and composition training classes, 1 10,000 or so, art about 5,000, and dance about 8,000.

If you plan to travel 2-3 times a year, you should spend at least 5000 yuan on your daughter. Buying clothes, shoes and socks for my daughter is about 5000 yuan a year. If you consider the cost of summer vacation and winter vacation, it usually ranges from 10 thousand yuan to tens of thousands of yuan. Wu Li spends at least100000 yuan on her daughter every year.

Of course, some parents will buy school districts in advance for their children to attend a good school. After careful calculation, I really don't know the cost of raising a baby. Shocking.

Nowadays, many parents feel that the economic conditions are good, and they will try their best to provide their children with a better living environment and educational environment, resulting in higher and higher costs of raising a baby.

There are also some parents whose financial conditions are not very good, but they don't want their baby to lose at the starting line, but they will also scrimp and save and create good conditions for their children as much as possible, and the pressure of life will increase invisibly.

1, parenting knowledge reserve

Many young people will consider the economic reserve before deciding to have a baby, but they will inevitably ignore the knowledge reserve of raising a baby. Attention should be paid to the nursing during pregnancy and childbirth, as well as the nursing and education of infants.

Whether it is pregnancy preparation, pregnancy, childbirth or child-rearing, parents need to learn a lot of professional knowledge in order to achieve scientific child-rearing.

2, the time to raise a baby.

After giving birth to a baby, parents should accompany the child's growth and fulfill the obligation of raising and educating the child. There is a long way to raise a baby, and parents need to pay a lot of energy if they want their children to grow up healthily.

On the road of children's growth, parents should spend more time with their children and guide them to establish a correct three views. They should not win or lose by money and material things, but by quality and accomplishment, so that their children will have an excellent future in the future.

Parents have a great responsibility to raise their children, not only to have children, but also to educate and raise children, which may require money as support to provide better living conditions for children. To raise children, parents need to accompany them, set an example, educate them well, and guide them to grow up healthily and happily.

Ma Bao, have you calculated the financial accounts of the adopted children? How much does your money breaker cost every year? Share your story and discuss it together.