1, Alipay
Alipay is a third-party payment platform. Originally a department of Taobao, a website of Alibaba Group, it officially operated independently on June 5438+February 8, 2004. It is a subsidiary of Ant Financial, which is independent of Alibaba Group. Alipay has two independent brands, Alipay and Alipay Wallet. The software mainly provides payment and financial services (including online shopping secured transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and coal payment, personal finance and other fields). In May of 20021,the digital RMB wallet was expanded again, and online merchant bank (Alipay) became the seventh commercial bank to participate in the public beta pilot.
2. Is Alipay safe?
Alipay itself is safe, but we should pay attention to it during use. Specific precautions are as follows:
① The login password and payment password should not be too simple. Alipay officials require users not to be too simple when setting passwords, but to use a combination of alphanumeric symbols. It is also recommended to set the login password and payment password as different passwords.
② Alipay should cancel its account after use. Usually, when we use Alipay on our mobile phones, we don't deliberately cancel our accounts. But this will cause problems. Others can use your mobile phone to access your Alipay account without entering your account number and login password.
③ Beware of phishing websites and phishing software. Please don't log in to the free wireless Internet at will, don't scan the QR code, and don't click on the links or files sent by strangers.
④ Don't use Alipay personal account information in public places. Such as Internet cafes and libraries.
3. What is Alipay online merchant bank?
Alipay's online merchant bank is a private bank. Based on financial cloud computing and big data, it mainly provides services for online merchants, small and medium-sized enterprises and farmers. The mission of online merchant bank is to serve small and micro enterprises, support the real economy and practice inclusive finance. I hope to be an explorer of Internet banking and a practitioner of inclusive finance to provide efficient and convenient financial services for small and micro enterprises and individual entrepreneurs.