Interest is extremely high, attitude is not good, and it does not belong to the formal platform.

How to judge whether the lending platform is formal? 1, company qualification. First, check the qualifications of the lending platform company. Most of the business license names of regular small loan companies contain the words "small loan". Unclear friends can directly log in to the credit information publicity system of enterprises in this province for inquiry. 2. Charge fees before lending. We should know that formal financial lending companies will not charge borrowers any fees before lending. If you need to pay various fees such as deposit, handling fee, security deposit, service fee and beheading interest before applying for online loan, please stop lending immediately. 3. Loan interest rate. According to the relevant laws and regulations of our country, the annual interest rate of loans can be protected within 24%, and if the annual interest rate exceeds 36%, it can be characterized as usury, and the borrowers who exceed it can not repay.