Credit cards have a validity period, and they can no longer be used normally after the validity period, so every cardholder should know how long their credit cards are valid and when they will expire. Today, I will teach you how to check the validity period of CITIC Credit Card and what to do if the card expires.
I. Inquiring about the validity period of CITIC Credit Card
The validity period of the credit card is embossed on the second line on the front of the card in the form of month/year, indicating that the card can be used until the last day of the corresponding month in the corresponding year. The format is mm /YY. If the validity period of the card is 1 1/22, it means that the card can be used until 1 1.30 in 2022.
2. What should I do if CITIC Credit Card expires?
According to the cardholder's past card use records, if the card requirements are met, the bank will take the initiative to replace the expired card. Need to pay attention to the following points:
1. Within one month before the card expires, the bank will send the updated card to the cardholder's billing address. If the billing address is updated, please call the bank customer service phone in time to update it;
2. In general, the cardholder should receive the updated card within two weeks (the last week) before the card expires. If you have not received the renewal card, please call the bank credit card customer service hotline for details;
3. After receiving the updated card, the old card can still be used until it expires. However, if an update card is received and activated, the update card will replace the old card from the moment the card is activated, and the old card will no longer be used.
4. The updated card remains unchanged, and the original functions and services are not affected, so it can be used as usual.
How to treat the validity period of CITIC?
The validity period of CITIC Bank's credit card is located on the front of the credit card, directly below it, and is identified by numbers.
The validity format of CITIC Bank's credit card is: month/year, where month represents month and year represents year. For example, 05/22 means that the credit card is valid in May 2022.
CITIC Bank's credit card is valid for up to five years, and it will generally be indicated on the card. Credit cards that have expired will not be used.
CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.
The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentina (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, * * * employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.
On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission reported that in March, 2020, CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law.
At the end of 1984, with the need of economic development, Mr. Rong Yiren, the chairman of China International Trust and Investment Corporation (hereinafter referred to as CITIC Corporation), wrote to the Central Committee specifically, requesting to set up a bank under CITIC Corporation to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.
1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption. Since its establishment two years ago, the banking department has made great progress with the strong support and help of the People's Bank of China and the State Administration of Foreign Exchange. Through handling RMB and foreign exchange deposits, loans, import and export letters of credit, international leasing, securities and foreign exchange trading, exchange and other businesses, I have accumulated some experience and initially met the conditions for setting up a bank.
1986 at the end of may, citic company applied to the people's bank of China to reorganize the banking department of citic company into citic industrial bank.
At the beginning of 1987, CITIC Bank was formally established with the approval of the People's Bank of the State Council and China. Headquartered in Beijing.
1In April, 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank, a subsidiary of CITIC Company, with independent legal personality. The registered capital is 800 million yuan. Self-management, independent accounting, self-financing. You can set up branches at home and abroad to operate approved banking business.
Mr. Rong Yiren, former vice president of China, is honorary chairman of CITIC Bank.
CITIC Bank announced the performance report: operating income 1947.5438+0 billion, up 3.85438+0% year-on-year.
What is the validity period of CITIC Bank's credit card?
Hello, you can see it on your credit card. The validity period is generally located at the bottom of the front of the bank card, specifically indicating the year, month and day. Cardholders can also call the customer service hotline on the back of the bank card to inquire, explain the specific needs to the customer service, and then inquire about the effective date. Cardholders can also check at the corresponding outlets with their bank cards.
1, which can be seen on the credit card. The validity period is generally located at the bottom of the front of the bank card, specifically indicating the year, month and day. Cardholders can also call the customer service hotline on the back of the bank card to inquire, explain the specific needs to the customer service, and then inquire about the effective date. Cardholders can also check at the corresponding outlets with their bank cards. There are many channels to apply for CITIC Credit Card. Customers can directly bring ID card, residence permit, proof of work income and other related materials to the counter of offline business outlets to find staff to handle; WeChat official account mobile banking, credit card APP "mobile phone card space", "CITIC Credit Card" WeChat official account, Alipay life number, etc. There is a credit card application entrance.
2. It should be noted that to apply for a credit card of CITIC Bank, the following basic conditions must be met: a natural person aged 65,438+08 to 65 years old (the age of the supplementary card applicant is 65,438+06 to 75 years old, and the supplementary card of the international student card is relaxed to 65,438+05 years old); Personal credit is good, and there is no bad credit record in credit investigation; Have a stable and legal job or financial source. In fact, credit cards are divided into ordinary cards, gold cards and platinum cards. If customers apply for different card grades, the threshold will be different. The higher the general level of the card, the stricter the requirements for the applicant, especially in terms of assets and financial resources.
3. Rong Yiren, the chairman of China International Trust and Investment Co., Ltd. (hereinafter referred to as CITIC), wrote to the Central Committee, requesting the establishment of a bank under CITIC system to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and China, the Bank Department will be established first, foreign exchange banking business will be expanded, and banks will be established.
4.1In April, 1985, CITIC Group established the Banking Department on the basis of the former Finance Department to further expand the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption.
Where is the validity period of CITIC Bank's credit card?
1. You can see it on your credit card. The validity period is generally located below the front of the bank card, with the year, month and day specified.
2. Cardholders can also call the customer service hotline on the back of the bank card to inquire, explain the specific needs to the customer service, and then inquire about the effective date.
3. Cardholders can also hold bank cards to make inquiries at corresponding outlets.
The types of CITIC credit cards include CITIC Bank Holland Travel UnionPay Credit Card, CITIC Bank Phoenix Network Co-branded Card, CITIC Hefu Forum Name Card, CITIC Bank Tuniu Travel Credit Card, CITIC Huitianfu cash treasure Credit Card, CITIC Tencent QQ Credit Card, CITIC Bank Taobao Co-branded Card, China Southern Pearl CITIC Credit Card, Air China Yin Zhi CITIC Bank Credit Card, CITIC Xiamen Airlines UnionPay Standard Credit Card, CITIC Bank Star Puka, CITIC Bank Ctrip Business Credit Card, China CITIC Bank VISA Yilong Travel Credit Card, China CITIC Bank yeepay Public Welfare Co-branded Card, China CITIC Coca-Cola Co-branded Credit Card, China CITIC Bank (and) 60th Anniversary Credit Card, China CITIC Bank Air China Companion Card and China CITIC Bank American Express Credit Card.
The fastest way to handle credit cards online At present, there are many ways for banks to handle credit cards, such as counter handling, telephone handling, online handling, SMS handling and so on. The quickest way is to apply online. Log in to CITIC Bank Credit Card official website, fill in relevant information, and you can apply for a credit card directly. How to handle the credit card of CITIC Bank is because the customer information applied online will be approved by the headquarters of CITIC Bank, which will save the time for the salesman to apply for the information, and it will be faster, and it will be approved in a few days.
First, we open official website, a credit card of CITIC Bank, through Baidu search. Look at the navigation on the home page and click Apply for Credit Card. According to the navigation, choose the credit card that suits you. Suggested card types: CITIC UnionPay Standard Credit Card (Gold Card), CITIC Exclusive Co-branded Card (Gold Card) and CITIC Platinum Credit Card. If you shop frequently, you can apply for CITIC White Co-branded Card, CITIC Taobao Co-branded Credit Card (Edition), Gold Card and other cards. If you really don't know how to choose, you can choose the appropriate card in the navigation standard card. Platinum card has very strong rights and interests, and it is not as difficult to apply as expected!
So much for the introduction of the validity period of CITIC Credit Card.