Huihebao is an urban commercial health insurance tailored for Heze citizens. This product is jointly underwritten by 1 1 insurance companies, namely Sunshine Property Insurance, China Life Insurance, Ancheng Property Insurance, Jianxin Life Insurance, China Dida Property Insurance, Huaan Property Insurance, Taiping Pension, Renren Property Insurance, Changan Liability Insurance and Guoyuan Agriculture, among which Sunshine Property Insurance Heze Central Branch is the chief underwriting unit. In addition, the product is supported by Heze Medical Insurance Bureau and supervised by Heze Banking Insurance Supervision Branch.
Heze Huihebao is a medical insurance product that benefits the people. Its insurance requirements are relaxed, and there are no restrictions on occupation, age, household registration and health status. Its coverage is also relatively wide, and hospitalization expenses inside and outside the medical insurance can be reimbursed. It also provides the expenses of special drugs for critical illness insurance and 8 drugs with special curative effects. However, it should be noted that this product has a high claim threshold and all responsibilities have a high deductible limit.
Extended data
1. How to buy Heze Huihebao
1. Applicable people: medical insurance for urban workers and medical insurance for urban and rural residents in Heze City.
2. Registration time: 2021September 9-202111October 30.
3. Guarantee time: 2021121-202211.
4. Insurance channel: Take Huawei P30 mobile phone as an example, based on HarmonyOS system 2.0 operating system and WeChat version 8.0. 16, pay attention to the official account of WeChat to buy Huihebao WeChat.
Second, the protection of Huihebao includes four aspects:
1. Hospitalization medical security in medical insurance coverage.
The hospitalization medical insurance of this product is as high as 6.5438+0 million. After deducting the deductible of 6.5438+0.5 million, the maximum reimbursement can be 80%.
2. Beyond the hospitalization medical insurance in medical insurance coverage.
The hospitalization coverage of Huihe Insurance is also 1 10,000, but the deductible is 20,000, and the maximum reimbursement is 60%.
3. Special drug protection for critical illness insurance
Huihe insurance includes six kinds of special protection for critical illness insurance, with the coverage of 1 10,000. After deducting the deductible of 20,000, it can be reimbursed 1 10,000.
4. Insurance protection of special efficacy drugs
Huihe has eight kinds of specific drugs, with the insured amount of 500,000, the reimbursement ratio of 70% and the deductible of 20,000.