1. About the deposit of provident fund.

The state issued a policy in April, 1999, which requires units and enterprises to pay provident fund. Therefore, if you find that the boss has not paid the provident fund for you in the unit or company where you work, then you have the right to safeguard your legitimate rights and interests.

You can report complaints to the provident fund center. You need to bring valid certificates, salary details and social security details when complaining.

After the complaint, there is a processing cycle. After accepting the application, the General Provident Fund Center will issue a two-month reminder to the unit. If the unit does not return it within two months, the provident fund center will bring a lawsuit to the court. The time limit for court proceedings is generally six months.

2. About the withdrawal of provident fund.

In the past few years, the withdrawal of provident fund was very strict, but in recent years, the policy was relatively loose. As long as it meets the policy requirements, you can bring relevant materials in the window or online.

There are many ways to withdraw the provident fund. The policies of each city are different, but they are basically the same.

When you withdraw, you usually look at whether you have a provident fund loan under your name. If you have a provident fund loan, you can't withdraw all the provident fund. You need to withdraw it every year or every month.

Commercial loans and portfolio loans can be adopted according to the corresponding extraction types. This is a policy. If it meets the requirements, it can be extracted. If it does not meet the requirements, it cannot be mentioned. No one can modify this matter.

More common is like buying a house to repay a loan. If there is no provident fund loan in the name, parents and children can be withdrawn. If the parents-in-law extract the son-in-law, they can all extract it.

Loan repayment can generally be withdrawn once a year, as long as it does not exceed the total repayment amount.

3. Provident fund loans.

The loan interest rate of provident fund is relatively low, so many people want to apply for provident fund loans, but some developers think that provident fund loans are more troublesome and do not want buyers to use provident fund loans.

Encounter this problem, property buyers can also complain to the developer center.

Generally speaking, the requirement for loans is basically continuous deposit of provident fund in the last six months. 1 suite, the second suite can apply for provident fund loans. The provident fund center will also entrust the bank to handle it. The bank will inform you what kind of materials are needed.