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Summary of financial practice [three articles]
one

Someone once said that when I first entered the bank, I was very nervous and curious. Looking at the smooth floor and dazzling walls, I feel like I am in a prison on TV. The faint footsteps in the quiet corridor made me feel a little depressed.

I think I will work in a bank in the future, that's all. I go to work on time, but I can't get off work on time. I am too serious to be perfunctory. I made a mistake and found a bill to die for you. I guess it's the feeling of working hard while walking. At least for now I can walk freely.

At this moment, in recent days, no matter which industry, there will be more or less serious impetuous emotions. Perhaps the beauty of the financial world has been ignored by people. Like Director Deng, he regards finance as a lifelong career, occupies a high position and tirelessly digs the essence of his business. He not only has no shelf, but also doesn't take finance as a step to make a name for himself. He still has a persistent attitude, trying to sublimate through repeated work experience, and earnestly and modestly asking the teacher for books and articles. I admire this style. I am also honored to see such a leader. "Be a good person and do good deeds" was criticized by Director Xia and the teacher, and I deeply understood the meaning of this sentence. Carelessness in small details can lead to a completely different future. Jia, director of the administrative department of Shanghai Pudong Development Bank Beijing Branch, first met the internal administrative staff of the bank with the financial practice teacher, who also worked as a personnel.

Maybe we will feel that a person occasionally has no principles and doesn't know the depth of joking with others. A little imitation and trying will damage your personal image, make people feel unreliable, and others will treat you lightly. I think what I want to do is to improve the potential of interpersonal communication, not to practice drinking hard. At least I won't lose the fun of drinking with my relatives because I practice drinking. I've always admired the expert's reading so well. I was just hungry to take notes at the meeting, for fear of leaving something behind. But during the discussion, when Yang Zong revised it again and again and asked for advice, he sincerely asked me what I thought. I didn't think anything at that time, and the answer was perfunctory. I really didn't expect that as a student's opinion, they paid so much attention. Liu Yinhui, general manager of Beirun Investment Guarantee Company, listened to the teacher's lecture on "Financial Practice" at school. At the end of the lecture, many student cadres and teachers took photos and looked very excited. But after a few minutes, they forgot the excitement of class that night and didn't even send photos to the teacher. Seeing these students, I think they will add more impetuousness to the world in society. That day, the teacher of Financial Practice went to a financial company where he had taught before to discuss business with an old friend. Because that colleague was very busy, the teacher came out early to greet me to go back by car. At this time, I saw Liu Zongzhan, the head of the company, in front of the elevator. Knowing that the teacher was leaving, he immediately asked the driver to follow. Not much to say, the movement is not too big. I saw the teacher's hand behind him, which was very big.

The first time I see someone who respects a teacher, I will be such a successful person. That day I drove a Mercedes-Benz on Chang 'an Avenue, which was the first time in my life.

Maybe there will be many people in society who don't respect teachers and take advantage of them, and then they can achieve great things. As the saying goes, "the king of the world is different from the teacher" is different. I hope that people's assets can reach hundreds of millions, and small things should not be handled by villains. I think I will regard respecting teachers and respecting morality as the principle of lifelong bosom friend, lifelong learning, and repay the cultivation of teachers' "financial practice" with achievements.

two

After 1 2 months of bank practice, I have an objective perceptual knowledge of what I have learned in school, which makes me fully understand the relationship between theory and practice. The materials involved in my internship are mainly the third-party depository business, and others are generally called savings business, credit card business and loan business. The work includes simple entry and statistics first, and then the front desk marketing and reception work.

Practice materials

In the first two weeks of my internship, I studied the basic work of the bank, such as entry, statistics, tabulation and rechecking, in the electronic products department of Wujiaochang Sub-branch. Through these simple work, I learned the basic operation process of bank card business. A seemingly simple credit card before working in a bank must go through a series of complete and rigorous procedures such as evaluation, review, entry, review, filing, preparation and printing. Errors in any of these links will bring tedious correction work. At first, I thought I was completely competent for simple computer operation, and gradually realized that the most important thing is not speed, but accuracy. In addition to the operation process of bank cards, when doing some chores, such as telephone contact with various business personnel and lobby managers, I also deeply realized that banks are not simple channels for depositing and withdrawing money, but a sexual and complete financial institution. The bank's back-office business is also all-encompassing, and each department has its own operation process. This time, I contacted the Electronic Products Department to study the third-party depository business.

After two weeks of study, I was lucky enough to be assigned to the business outlets of Huangxing Institute to handle the third-party depository business at the front desk. Every day, a bank operator and three interns and I come to Jiantou Securities Office in Yingkou Road Center to promote the third-party depository business. "Third-party depository" means that the securities trading settlement funds of securities company customers are deposited by banks, and the depository banks are responsible for the deposit and withdrawal of customers' funds and the delivery of funds according to the requirements of laws and regulations, and the securities trading operation remains unchanged. We should do a good job in introducing and marketing the new business just introduced in this country. In the stock exchange, most of them are retirees, and there are not a few older people. In addition to patiently explaining, we will also bring them various conveniences and help them apply and use according to their needs. Introduction, answering questions, filling out forms, copying, binding, running up and down, these seemingly simple tasks are pieced together, but they are much more difficult than computer entry in the office. But this kind of "people-friendly" internship has taught me a lot and gained a lot: to do a good job, even a business, we really have to think about them from the customer's point of view and touch them with sincerity, especially the public protagonist like the bank, who always asks for self-service with a serious and rigorous attitude.

As a new business, third-party depository not only gives the securities market a new atmosphere, but also gives me a brand-new strength, which not only gives me a simple business operation method, but also gives me a profound cognitive experience behind my work-how to be a good banker.

Experience gained in internship

This internship, in addition to giving me a necessary understanding of the basic business of ABC and being able to carry out basic operations, I feel that I have also gained a lot in other aspects. As I have been living in a simple university campus, this internship has undoubtedly become a platform for me to step into society and laid the foundation for my future step into society.

First of all, I think a big difference between a school and a unit is that you must have a strong sense of responsibility after entering the society. At work, we must have a strong sense of responsibility, be responsible for our own posts and our own business. If the work that should be completed is not completed that day, the clerk must work overtime; If you don't notice the mistakes, you must also be responsible for correcting them.

Secondly, I think everyone must stick to their professional ethics and strive to improve their professional quality after work. As the saying goes, to do a job, you must understand the rules of a job. I have a deep understanding of this from my colleagues in the internship unit. For example, some enterprises need identification documents. Although customers may have self-knowledge and ask the other party to show their certificates, when the other party has something to complain about, they always patiently explain why they do it. At present, banks are similar to the service industry, so the working attitude of staff is particularly important, which I have personal experience.

Finally, I think that after the actual work, education is not the most important, mainly depends on the personal business potential and communication potential. Anyone can do any work after a long time, and the potential of hands-on in practical work is more important.

So I realize that the real purpose of our internship is to combine what we have learned in college with more practice, and to test the truth with practice, so that an undergraduate has a strong potential to deal with basic practice and more systematic professional knowledge.

I am very grateful to the internship unit for giving me such a good internship opportunity, which made me learn a lot, grow a lot and gain a lot.

three

I have been practicing for more than two weeks in a blink of an eye, and I once missed sleeping until I woke up naturally. But at the moment, CCB's intense and orderly internship life has made me change my previous loose style and consciously integrate into this excellent working environment. The rhythm of life has become regular and I go to work on time every day. The sloppy and simple days at school are gone forever. On the day of distribution, I was a little nervous and excited, because I didn't know who would spend it. Fortunately, I was assigned to Baisong Branch of Xiamen Construction Bank, which is not far from home. On the first day of registration, I met two alumni and interns. We were warmly received by Manager Kang and Manager Lin, and they had a meaningful conversation with us. We can feel this enthusiastic team from their words and smiles. Then the manager arranged for us to learn from each other, and I was first assigned to the post-loan service post.

Because I haven't contacted before, I don't know much about the business of a post-loan center. The "host" is an easy-going and generous person. From the first day, he taught me the details of personal loan business carefully. With the care and support of teachers and leaders, I have made rapid progress in all aspects and have a new understanding of banking work. To work in a bank, we must first adhere to the principle of "doing things seriously and being upright" and be diligent and conscientious in our internship positions. During your work, you should finish your tasks on time seriously, and you can't be sloppy. You should take everything at work seriously. In banking, whoever wins the customer is the final winner.

An impetuous heart is calm, but there is no lack of * * *. I just stepped into the society from school, and I feel uneasy inside. After work, my experience is that personal development and potential progress need not only superb skills, but also loyalty to work and work-centered professionalism, that is, things can sink the heart. This is mainly reflected in many small things in our daily work, starting with the details. In today's fierce competition in the financial market, we should not only strengthen our theoretical quality and professional level, but also strengthen our professional skills, so as to be handy in our work and better bring convenient, fast and accurate services to our customers. At the same time, I realized the difference between students and social workers. It is wrong to say that the work is not difficult. After taking part in the work, I further understand the essence of life, that is, if you want to succeed and get the state you expect, you must first pay 12 points. After the internship, we really realized that the money earned by our parents was hard-won and began to consciously cultivate our financial potential. What you learned in college is not only knowledge, but also a potential called self-study. Only by participating in the internship can we deeply understand the meaning of this sentence. Apart from English and computer operation, the theoretical knowledge learned in textbooks is rarely used. In this era of information explosion, knowledge is updated too quickly, and it is definitely not possible to rely on the original knowledge. In the future work, we should be diligent, ponder slowly, and constantly learn and accumulate. When you encounter something you don't understand, you should consult others with an open mind, take notes and carefully understand and analyze it. People who have no potential for self-study

Sooner or later, it will be eliminated by society!

I appreciate Sanmao, who turned the Sahara desert into an oasis in people's hearts. I appreciate her words most: even if it is not successful, it will not become a blank. The goddess of success does not favor all people, but all those who have participated and tried. Even without success, their world is not dull or blank. The internship is very busy and full. The space of life must be set aside by cleaning up and reducing, while the space of mind can be expanded by thinking and understanding. When I turned to face the sunshine, I found that I was no longer trapped in the shadows. I began to learn to find happiness from the seemingly mechanical repetition of internship. I am very satisfied with my internship and feel at ease.