My name is _ _ _ _ _, and my ID number is _ _ _. I voluntarily apply for _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Second, the loan application letter of guarantee
Loan application guarantee (7 selected articles)
The loan application approval report is the main basis for the superior bank to approve the loan. If the application is well written, it can provide sufficient and reliable decision-making basis for the superior bank and improve the loan decision-making level and approval efficiency of the superior bank. This article is my loan application guarantee, for reference only.
Loan application letter of guarantee (1)
Personal loan application model (private enterprise)
Enterprise name: application date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ \
I. Use of secured loan funds: source of repayment funds: repayment plan: counter-guarantee measures: (including personal property pledged and pledged by the legal representative) Opinions of the applicant enterprise: seal of the applicant enterprise:-signature of the legal representative: (seal) _ _ _ _ _ _ _ _ _.
Two. Opinion of the proposed loan bank: Signature of the proposed loan bank: the proposed loan bank (official seal): _ _ _ _ _ _.
Three. Comments of the Member Service Department of the Municipal Credit Insurance Center: the preliminary examiner: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Recent financial statements of enterprises. 3 loan application (copy); 4, the materials needed to assess the credit rating.
Personal Loan Application China Bank Branch (Sub-branch): I am an employee of the company, with an average monthly income of RMB. In order to purchase a set of commercial houses (shops) developed by (the company), the property number is, and now I apply for a mortgage loan of RMB 10,000.00 Yuan, and agree to mortgage the purchased property to your unit (bank) as repayment to your unit (bank). I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first house purchased by family loans (excluding provident fund loans).
I have opened a repayment account (account number:) in our bank (branch) as required by your bank, and promised to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorized the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.
Loan application guarantee (Chapter II)
First, the history of enterprise development
Yushu city Xianfeng Four Seasons Vegetable Planting Cooperative was registered in yushu city Administration for Industry and Commerce on 20__ 1654381October 7, with the industrial and commercial registration number of 220__2NA000085_. Its predecessor was the Four Seasons Vegetable Planting Cooperative in Xianfeng Township, yushu city, which was established on October 5th, 20 _ _ _. The cooperative is located in Xianfeng Township, yushu city, with a total investment of 4 million yuan, and its legal representative is Guibo Wang. Since its establishment, the cooperative has taken the development of facility agriculture and the cultivation of out-of-season vegetables as its main business, aimed at building a winter vegetable production base in northern China, and aimed at greatly increasing farmers' income. Vigorously cultivate new economic growth points in the grain-producing areas in central Jilin Province and vigorously develop greenhouse vegetables, which has achieved good economic and social benefits. Up to now, the cooperative has built 62 solar greenhouses in Quan Min Village, Xianfeng Township, with an annual output of 200 _ _ tons of all kinds of off-season vegetables, increasing farmers' income by more than 2 million yuan.
Second, absorb the number of people who meet the loan conditions and promote the new development of the number of employed people and jobs.
Of the 62 members of the cooperative, 65,438+00 are eligible for loans. At present, there are 150 people employed in the cooperative's 62 sunlight greenhouses and vegetable greenhouses.
Third, the main products and markets of the enterprise
The main products of Four Seasons Vegetable Planting Cooperative in Xianfeng Township, yushu city are anti-season vegetables, and the specific varieties are spring cucumber (tomato), autumn and winter tomato (cucumber) and winter leafy vegetables. Main markets of products: cucumber (tomato) in spring → large, medium and small cities in Jilin, Heilongjiang and Inner Mongolia; Tomato (cucumber) in autumn and winter → Shanghai, Jiangsu, Zhejiang and other provinces and cities; Winter leafy vegetables → large, medium and small cities around Jilin and Heilongjiang provinces.
Four, enterprise production capacity and technical equipment level
Enterprise production capacity: the annual output of off-season vegetables is 20__ tons.
Technical equipment level: Vegetable greenhouses in spring and autumn generally adopt bamboo or steel skeleton structure, and produce vegetables in two seasons a year. The solar greenhouse adopts a column-free semi-underground steel skeleton structure, and the back wall adopts a mound with a thickness of 4 meters and a slope of 45, and cement columns are buried in the wall to support the steel skeleton. Gables on both sides are made of 50 cm red bricks, and the middle is filled with anti-blocking materials. Greenhouse insulation technology can produce leafy vegetables at outdoor temperature of -30℃ in winter, without artificial heat source, which is economical, applicable and advanced.
5. Main competitors and their position in the industry.
The main competitors of the enterprise come from two aspects: mainly vegetables in winter and spring in the south and greenhouse vegetables in the northeast.
There are two main competitive advantages of enterprises: First, the cooperative's solar greenhouse construction cost is low, so the fixed cost such as depreciation is low, and it has a price competitive advantage compared with other greenhouse vegetables in Northeast China. On the other hand, the off-season vegetables produced by this cooperative adopt pollution-free cultivation methods, and the products have quality advantages.
Six, enterprise marketing strategies and channels
The marketing strategy of the enterprise is mainly to introduce the project and vegetable planting base in the form of print media advertisements in large and medium-sized cities in Heilongjiang and Kyrgyzstan, so that dealers can understand the project and products and then open the market. After the scale and market are formed, the distributor will automatically purchase and distribute the vegetable products in the project area.
Seven, the production and operation of enterprises in recent years
By the end of 2000, the total assets of the cooperative reached118.33 million yuan, including 8,865,438+6,000 yuan in fixed assets, 2.567 million yuan in current assets, 5.405 million yuan in net assets and 5.978 million yuan in total liabilities. In that year, 200,000 out-of-season vegetables were produced.
8. The basic bank and account number of the enterprise.
Name: Four Seasons Vegetable Planting Professional Cooperative in Xianfeng Township, yushu city Bank: Yushu Branch of China Construction Bank Co., Ltd. AccountNo.: 220__5025.
Nine. The amount, term, purpose, repayment source and asset mortgage of this application for small secured loan.
Yushu city Xianfeng Township Four Seasons Vegetable Planting Professional Cooperative applied for a small secured loan of 2 million yuan with a term of 2 years, mainly for expanding reproduction. The main source of repayment is the profit from greenhouse operation, that is, anti-season vegetable production. Lenders use their idle properties or greenhouses as collateral.
X. Purpose and development direction of enterprise production and operation
Four Seasons Vegetable Planting Professional Cooperative in Xianfeng Township, yushu city takes the development of facility agriculture and the cultivation of off-season vegetables as its main business, and aims to build a winter vegetable production base in northern China and greatly increase farmers' income. Efforts should be made to cultivate new economic growth points in the main grain producing areas in central Jilin Province, vigorously develop greenhouse vegetables, meet market demand, increase farmers' income, and promote the construction of winter vegetable production base in northern Yushu, China. Cooperatives take pollution-free and automation as the development direction, explore new techniques for off-season vegetable cultivation and develop modern facility agriculture.
Loan application guarantee (Chapter III)
Guarantee CenterNo.: Handling BankNo.:
Apply for a small secured loan in Guangzhou
(College students start their own businesses)
Loan applicant: _ _ _ _ _ _ _ _ _ _ _
Date of acceptance: year month day.
Instructions for completing the form:
1. This form should be filled in with pen or carbon pen.
Two, "loan handling bank" by the borrower in the designated handling bank to fill in. Three, "loan project" refers to the loan applicant engaged in individual business, individual business projects.
4. Low-profit projects refer to self-employed projects such as business, catering, repair and breeding that the applicant is engaged in in communities and streets, including: cottage industry, repair and repair, book borrowing, hotel service, catering service, dyeing and sewing, copying and typing, haircut, small dining table, canteen, moving, hourly service, household cleaning and sanitation service, primary health care service, infant care and education service, and disability. The meager profit project is confirmed by the labor and social security department when it is audited, and confirmed by the handling bank when it verifies the loan.
Five, "loan amount" can not exceed 50 thousand yuan, "loan period" can not exceed two years.
Six, the "counter guarantee" in the "counter guarantee" is filled in by the borrower's choice of real estate mortgage and the city's household registration natural person guarantee. Obtaining the graduation certificate of entrepreneurship training of labor security training institutions at or above the district level can be exempted from counter-guarantee.
Seven, the borrower to fill in the "Guangzhou small secured loan application form" to provide the following information and copies of the original (including five copies):
1. Guangzhou Shengyuan College Graduates Employment Service Card, Guangdong Employment and Unemployment Handbook, ID card, household registration book, business license for industry and commerce, and graduation certificate of entrepreneurship training issued by the labor and social security department at or above the district level;
2. Counter-guarantee related information: (1) Property mortgage method: property ownership certificate; (2) Counter-guarantee methods of registered natural persons in this city: ID card of counter-guarantee guarantor, monthly income certificate (not lower than that of 20 yuan), certificate of financial appropriation unit or certificate of participating in social insurance in Guangzhou.
The above information must be clearly copied on A4-sized paper, and the copy of the license must be checked by the Employment Guidance Center of college graduates in the city, marked "consistent with the original" and stamped with the official seal.
Eight, the applicant has no bad records in the bank credit information system.
Nine, this table "labor and social security department number" by the municipal labor employment service management center unified number; Guarantee institutions and handling banks are numbered in the order of acceptance.
Ten, this form is in quintuplicate, the borrower, the city college graduates employment guidance center, the city labor employment service management center, the guarantee center, and the handling bank each hold one copy.
Borrower information:
Loan application guarantee (Chapter IV)
County Labor and Social Security Employment Bureau:
My name is _ _, and my gender is male/female. I am self-employed. I was born in a county and city on, and I have been working in this county and city for years since graduation. I have been working, and now I have invested 10000 yuan due to the expansion of the scale, and there is a shortage of funds. I understand that the government has this preferential policy, so I apply for a small secured loan here, hoping that the government will give 1 10,000 yuan of support and help.
Applicant: _ _ _
Date, year and month
Loan application guarantee (Chapter V)
_ _ _ Credit Guarantee Center:
I am _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ If the loan application is successful, I will consciously fulfill the loan contract and relevant regulations and repay the loan on time. Please approve it according to the relevant government policies.
Hereby apply!
Loan applicant:
Spouse of the applicant:
____-_-__
Loan application guarantee (Chapter VI)
_ _ jinfeng district Labor and Employment Service Bureau:
Small secured loan service center:
My name is _ _, and I'm 33 years old. I live in room 30 1. There are three people in my family, my wife and my daughter. Laid-off workers have been working outside for 20 years, and their families are obviously poor after they start working. Take over the operation of _ _ _ in August, 20__, with the address of _ _ Yinchuan and the business scope of _ _ _.
Since taking over the business, he has been law-abiding, and his business situation is meager, maintaining the basic expenses of family life. I (_ _) was laid off and unemployed (unemployment certificate number: _ _), and two shop assistants were _ _ _ _ (unemployment certificate number: _ _) and _ _ _ (unemployment certificate number: _ _) unemployed.
Now, due to business expansion and financial difficulties, I apply for a small secured loan of 50,000 yuan, which is guaranteed to be returned in 2 years. Please give your bureau (center) a solution!
Applicant: _ _
Tel: _ _
August 9, 20__
Loan application guarantee (Chapter VII)
Loan guarantee application report
Rural credit cooperatives:
My name, valid ID name, ID number, work unit, work phone number, detailed home address, residential phone number, mobile phone number, existing house and property suite, approximate value: RMB, remaining assets: cattle: sheep:; Pig:; Trees, cultivated land, machinery and other assets: the above total value is RMB; Main business items, monthly salary income RMB, monthly other income RMB, monthly total income RMB, and liabilities RMB. Spouse's name, valid ID name, ID number, work unit, unit phone number, fixed monthly income of mobile phone, other monthly income and total monthly income. The loan applicant applies for a loan of RMB (in words) from your bank for a period of months. Purpose: guarantee □ mortgage guarantee □ others □.
I voluntarily provide loan guarantee for the borrower, and my spouse and I promise to bear the responsibilities stipulated in the loan contract. I (or both of us) promise that we have known the legal responsibilities and obligations of the guarantor. If the borrower fails to repay the loan principal and interest on time, as a joint guarantor, we are willing to hand over all our property to your company, which is equivalent to the loan amount and the interest owed until the loan principal and interest and related expenses are paid off. I have understood the relevant matters of the guarantor's loan, and declare that there is no situation that I take the same debt or joint liability guarantee by means of fraud or coercion against my true meaning. If I fail to fulfill my obligations in this undertaking, I will voluntarily accept the people's compulsory execution and give up any right of defense.
Hereby declare! I look forward to your approval.
Guarantee applicant:
Date, year and month
Third, loan guarantee.
Lending money to your loyal customers is also the focus of your club. Over the years, we have been engaged in a wealth of inspections, and now our liquidity has reached10,000 yuan. Thanks to the county government's strong support for the industry for many years, the support of the national industrial policy, and the preferential policies of minority enterprises with special needs, each enterprise has brought great development. Therefore, we should continue to seize the opportunity to expand commercial production. This requires strong financial guarantee as the backing and strong support from the financial sector. Therefore, the company needs to borrow10,000 yuan as supplementary working capital, and we hope your bank will approve it. Because the enterprise has a solid position, strong operating ability and profitability, high credibility and considerable development prospects, in order to expand its business scale, it is beneficial and profitable for the enterprise to apply for a loan as a working capital operation project, which has enough sales income and cash inflow, repay your loan and interest on time and ensure the safety of your loan. First, the basic situation of the company. In the industrial park, it covers an area of mu, with a building area of square meters, organic platforms (sets) and production lines. The company has been developed by domestic enterprises into a backbone enterprise with great potential and a "232 1" labor training base. The company operates steadily, with advanced business philosophy and high management level. 2. The total assets of the company are RMB yuan, including fixed assets, inventories, accounts receivable and other assets. The company borrowed10,000 yuan from CCB,10,000 yuan from Chengnan Credit Cooperative and10,000 yuan from accounts payable. Percentage of assets and liabilities. Three. In the process of development, the company actively adjusted its business strategy and paid attention to the development and maintenance of the sales market. In 2006, it has achieved 100% order-based operation and completely appeared. Cooperation department with the company and Shenzhen co., ltd. Strict quality control in production has won the strategy of many customers with high-quality products, and has achieved good market and economic benefits at present. Industry income reached billion yuan, turned over to the state treasury billion yuan; In 2006, the total operating income reached billion yuan, which was turned over to the state treasury. Four. Company development Our company has established a modern system in accordance with the company law, and a modern enterprise framework has been formed. Innovation. After years of perfect management, the market price suddenly dropped to AG, and the collection and sale were strictly controlled in the course of operation, with flexible operation, strong risk awareness and high integrity. Over the years, business has been booming. More and more, the capital operation has been normal, and the management process has now gained a good source of profit. Company loans are used to supplement working capital and purchase raw materials. The source of repayment is sales return. We believe that with the support of your bank, our company will continue to be bigger and stronger and become a leader in the industry. I hereby apply for an enterprise legal person: Product Co., Ltd.
4. Lend a letter of guarantee to your wife through the Internet, with responsibility and responsibility?
I must assure my wife that I won't continue to lend my money to my wife in the future, and I won't take responsibility for it myself.