First of all, you should understand that a refined life is not equal to a luxurious life. You don't need expensive brand clothes, you don't need to eat in restaurants or kill time in high-end cafes every day, you can be exquisite. In my opinion, an exquisite life means that you can allocate your living expenses reasonably, enrich yourself and live a full and satisfactory life.
So, how to live more exquisitely within the limited living expenses? Here I have a few suggestions:
## 1. Make a budget plan
Whether it is a full-time student or a social person after work, it is a wise financial management method to make a budget. In college, I will accurately calculate my disposable living expenses at the beginning of each month, and then divide them into four parts according to actual needs: food and daily necessities, school supplies, entertainment activities and emergency reserve funds.
For example, my living expenses are 2000 yuan per month, and I will allocate 1200 yuan for food and daily necessities, including my expenses in the supermarket, utilities and so on. 300 yuan is used for school supplies, such as books and extracurricular training; 300 yuan is used for recreational activities, such as watching movies and partying. Finally, 200 yuan is used as an emergency reserve fund to prevent emergencies. After making a budget, I use the accounting software on my mobile phone to track every expenditure to ensure that it is within the budget.
## 2. Manage your food and daily necessities reasonably.
When I was in college, I found that cooking by myself was a good way to save money. I will buy ingredients with my friends in the dormitory, and then cook in the dormitory kitchen. In the process of cooking by myself, I learned a lot of cooking skills, and I can also enjoy healthy and delicious meals. I will choose fruits and vegetables in season, which are not only high in nutritional value, but also low in price. In addition, I will choose some cost-effective daily necessities, such as dormitory supplies and school supplies, to avoid blind pursuit of brands.
## 3. Investing in self-improvement
In my opinion, investing in yourself is the most worthwhile investment. During my college years, I will use part of my budget to buy some professional books and attend relevant seminars or training courses. I remember when I was a sophomore, I took part in an open class. Although I spent some money, I learned a lot of professional knowledge from it, which is of great help to my studies and future employment.
## 4. Create additional income
Besides saving money, I will try to create extra income in different ways. For example, I used to work part-time in the school library, responsible for sorting out books and helping to manage the library. This not only helped me increase my income, but also gave me the opportunity to contact more books and further broadened my knowledge. In addition, I also tried to work part-time on the Internet, such as online writing, translation, data entry, etc. These jobs can be done in my spare time, which will not affect my study and bring me extra income.
## 5. Enjoy life, but do what you can.
During my college years, I will reward myself appropriately within the budget. For example, after the exam, I will go to the movies with my friends or have a delicious meal. In addition, I will choose some low-cost or even free activities, such as visiting the library, visiting the park, exercising, playing board games with friends and so on. In my opinion, proper relaxation and entertainment can not only make us better participate in our study and life, but also improve our quality of life to some extent.
## 6. Learn financial management knowledge
In the first two years of college, I often encountered the problem of lack of money at the end of the month because I didn't know much about financial management. Later, I began to study books and online courses related to financial management, and learned how to do budgeting, financial management and investment. I remember once, I attended an online financial management course. Although the course is expensive, I have learned a lot of practical financial knowledge and skills, which will be of great help to my future life.
## 7. Establish good consumption habits
In order to avoid unnecessary waste, I will make a clear shopping list during college and insist on buying only what I need. For example, I will record the daily necessities and food I need, and then go to the supermarket according to the list to avoid impulsive shopping. At the same time, I will take advantage of some discounts and preferential activities, for example, I often find some coupons on Taobao, which can help me live more exquisitely within the limited living expenses.
The above is my experience of how to live a more exquisite life with limited living expenses during my college years. I hope my sharing will help you. If you have questions, please leave a message below. It is not difficult to live exquisitely on a limited living expenses. As long as you have a reasonable plan and master some practical life skills, you can live a more complete life. I wish you all a happy college life and a more exquisite life!