1, for non-top journals, the score of 10 is much higher, which will theoretically reduce the gold content of 10+ non-top journals. But I don't think it will have a substantial impact in a short time. For example, it is unlikely that your graduation requirements will suddenly change from 10+ to 15+. Moreover, if the impact factor of a little-known journal suddenly changes from 4 to 14, then I suggest to be on the safe side and observe for one year to reinvest.
2, and if it is the top magazine in the industry, the gold content will not decrease whether it goes up or down. Regardless of the influencing factors, the top magazines in the circle are still top magazines.
There is not much difference between the research institutes of first-line research universities or the pub list written when applying for funds. Everyone knows what inflated water periodicals are and what hard currency is (of course, some hard currencies are obviously turning into water). No one will think that PNAS is inferior to JMCA or small methods.
However, for those who are still mechanically watching IF or even paper, the impact may be a bit big.