I am borrowing the bound volume of Readers from the school library on 20 12, 1- 12, and I will return it within one month. (two spaces on the left)

Zhang Ming (right)

XX year XX month XX day (right)

IOU specification

In daily life, it is inevitable that someone will borrow money from others or others will borrow money from you. At this time, it is best to write an IOU. How should I write an IOU? In order to avoid disputes as much as possible, the IOUs should be written as follows: first, find a piece of paper with good quality and thickness (easy to save) and should be complete.

There is such a case: someone sued the defendant for not paying back the money after the deadline with an iou written on half a piece of paper, but the defendant claimed how much he had paid back, and indicated it in the lower part of the paper, so a dispute occurred. Due to the incomplete debt, the plaintiff could not recover the debt.

These contents should be clearly written on the IOU: borrower, currency, loan amount (the amount should be the same in case, and some people will file a lawsuit because of the inconsistency in case. ), use (can not be used for illegal acts, such as knowing that the other party borrows money for illegal acts but still lends it, this creditor's right is not protected by law. ), interest rate.