It can be seen that if the money owed to Bai Hua is not repaid on schedule for many times in the future, the consequences will be:
1. Overdue records will be included in the credit information system, which may be affected when going to the bank for mortgage, consumer loan and commercial loan.
2. If the flower garden is overdue, it will face penalty interest. The longer the term, the more penalty interest.
3, may be prosecuted, and finally bear civil liability.
Huawei mobile phone HarmonyOS system os2, Alipay version number 10.2.36.
1. flower bed general line refers to the line that users can overdraw with flower beds. Bai Hua is a consumer credit product launched by Ant Financial. After the application is opened, you will get a spending quota ranging from 500 to 50000 yuan. Users can increase the number of ant flower buds in advance when spending. The amount of money spent is comprehensively judged by the system according to the account situation. The behavior of consumers on Alipay platform is dynamic, and the corresponding number of flowers is also dynamic. When consumers behave well and abide by the quota policy for a period of time, they can increase the corresponding quota. On the contrary, the quota may be reduced, and even the right to use the service may be restricted. Please note that Bai Hua does not support active application or manual operation to increase the quota for the time being. Any organization or individual who claims to increase the quota is fraudulent. Please don't believe it.
2. General quota = general basic quota+general temporary quota. General basic line, that is, available line, is used for online shopping, offline payment, face-to-face consumption, code scanning payment, etc. General temporary lines, on holidays, 6 18, double 1 1, double 12, etc. Alipay will give you a temporary line according to your current line surplus and reputation. The general quota of flower beds can be used in various channels, and the flower beds themselves have their own staging attributes. Of course, it can be done in stages. After the current month's consumption expenditure, the next month 1 sunrise bill. At this time, you can pay in installments before the repayment date. No repayment will be made in the month after installment, and the first installment will be paid next month. Application entrance: Alipay APP- My-"Repayment" Instant Repayment-Bill Installment If you have a large expenditure within one month, such as buying a mobile phone or computer, you can directly choose to pay by installment. Application for residence: Alipay APP- mine-my bill-returned in X months-I want to do it in stages. Note: The amount of a single installment order must be greater than 100 yuan, and the payment has been confirmed.
3. The temporary code is on the Garden page. Click the stage code in the middle below to go on stage directly. Currently, 3/6/ 12 phase is supported; Most people don't have this quota. If so, they will give priority to this exclusive quota when using installment payment. It can be adjusted. But if the system gives you the maximum amount, you can adjust it freely within this range. So you can choose to adjust to this maximum or lower it. Generally the amount can be adjusted once a month. The general quota of flower buds is your available quota, excluding the temporary quota. After the bud is opened, the total amount of bud is automatically generated. This quota can be increased in the future. Check my quota in Alipay Flower Garden, and you can see how much the general quota is. General quota is not limited to usage scenarios, including general baseline and general temporary quota.