Two years. That is to say, Lotte Credit Card Company will issue a credit card with a validity period of 2 years to the cardholder after handling the card. If the cardholder maintains a good repayment record and credit status within the validity period, and does not violate the usage rules and laws and regulations of credit cards, Lotte Credit Card Company can automatically renew a new credit card for the cardholder and update the validity period before the expiration of the validity period.