654.38 million yuan, built his own house in the countryside, lived quietly, ate healthily, lived regularly, and was disease-free for life. This money is a great asset to you. If you live a simple life, you can spend it until you die. You can leave it to your children, but you don't want to give it to them. You can donate it to Project Hope, which will benefit children in many families. You have 1 10,000, and your heart is safe.
I'm afraid of getting sick. At present, 6.5438+0 million is not enough for incurable diseases. If 654.38+0000 yuan is thrown into the hospital, it may not even be as good as wasting water. If you have similar incurable diseases or live in ICU, it will be very difficult and expensive to treat. You have 654.38+00,000 in your hand, and you will feel uneasy.
There is still a lot of investment. When the children are older and the family conditions are better, they usually go to the county to buy a house to live in, and then buy a car. When the child gets married, 1 ten thousand will be gone. Buying a house in the city is definitely not enough. Buying a house in a first-tier city is a dream. Let's buy a mirage. Faced with this, you have 6.5438+0 million yuan in your hand, which means that you have been robbed by the property market in your hand, and your heart and hands are empty. My heart began to empty.
So this 1 ten thousand has its own ups and downs.
Of course, you can use this 654.38+0 million to start a business, and you will be ambitious.
But remember to start from an early age and develop in a rolling way. Don't think about eating a fat man in one bite and getting rich overnight, which has become the character of brother Ma Yun. If you dream of getting rich, your 654.38+00,000 yuan may be wiped out in your dream, and you will get nothing, even worse than farting. You can still hear the noise when you fart.
For example, a young man in my village could not go to school and graduated from primary school. His mother makes a living by cutting hair at home. His father drank himself crazy, and his family had a hard time and no money. His family is so poor that he can't afford a house. None of the girls in that handsome young man followed him. The young man also did a lot of work, didn't earn much money, and some enterprises couldn't get in. He has little education, and his academic qualifications are not high.
Later, he found the logistics in the town inconvenient. He used tens of thousands of dollars given by her mother and tens of thousands of dollars borrowed to buy a smaller four-wheeled vehicle and run logistics. A year later, he changed a cart, and two years later, he had three carts.
I went home for eight years this time and saw him in the street. Opened five or six express stores and opened a supermarket. My daughter-in-law took more than a dozen young ladies to manage, and the street also had my own building, which added up to more than 654.38+00,000. I asked him how much money he had now. He didn't say anything, just smiled and said that flowers were enough. His mother is almost sixty, and she still insists on a haircut. He transformed his father to clean his shop. This 654.38+0 million is the return of practical efforts.
1 10,000, some people still have to think carefully and continue to work hard to earn the second 2 million. Some people 1 10,000 don't know their last name. Poor relatives and friends can't tell. He began to walk sideways with his head held high. This 654.38+0 million is a dead end of 654.38+0 million.
The Long March has taken the first step, and we will make persistent efforts. There is1100,000 yuan to plan. What about Qian Shengqian? How to maximize your income? Let yourself see the fun of saving money and work hard for wealth and freedom.
Keep trying.
The deposit of 654.38+00,000 won't make you free, but it can also make your life better. If you want to live a better life, you still need to work hard and invest wisely to make your assets appreciate faster.
1. Keep working hard. It is good to have a deposit of 1 10,000, and you can earn 40,000 interest a year. But if you want to have more savings and live a better life, you still need to continue to work hard.
The deposit is 6,543,800+0,000 yuan, which has stronger anti-risk ability and better family life. At this time, I should continue to work hard and try to save another 200,000 to 300,000 yuan a year, so that my savings will be more and more, and the annual interest will be higher and higher. Only in this way can my future life get better and better.
For example, you can save 6 million yuan and earn interest income of more than 240 thousand yuan a year, so that you can basically realize your dream of wealth freedom.
Therefore, the deposit of 1 10,000 is quite good, but we still need to work hard, be good at investing, and strive for an early deposit of 6 million or more, in order to basically realize the freedom of wealth.
Smart investment of 2.65438+0 million yuan can make your life better, but at this time, you should invest wisely. For example, the house my friend bought more than ten years ago suddenly rose tenfold. More than ten years ago, probably in 2004, a friend retired his original shares in a company, and he made more than one million at once. This friend bought a house directly near the Second Ring Road in a first-tier city without spending money indiscriminately. At that time, the price was more than 8,000 yuan, and the total cost was more than 900,000 yuan. He bought a house of 120 square meters. Up to now, the value of the property is about 6,543,800+million.
Therefore, there are 654.38+00,000 deposits, which need your wise investment, and may make your wealth appreciate faster.
3. Conclusion To sum up, the deposit of 6,543.8+0,000 yuan is very good, but if you want to live a better life, you should continue to work hard and manage your finances wisely to make your wealth appreciate better.
Now the deposit of 654.38+0 million is not a rich person. Of course, it is very rich for some poor families, but for most ordinary people, 654.38+0 million is just an ordinary person.
At present, many ordinary people earn tens of thousands of dollars a month. It is normal to save 65,438+10,000 yuan a year, 10 years10,000 yuan. If you invest in financial management, you may have it in 6 or 7 years. This is a person, if it is a husband and wife, it will be faster, so 1 10,000 has no feeling.
If you have a house and a car, get married and have children, and then have a deposit of 654.38+0 million, life is actually quite comfortable. After all, there is no pressure of money. Without the pressure of money, other contradictions will basically disappear, and most family contradictions actually come from money.
If you are unmarried without a house or a car, 1 10,000 still doesn't have much happiness. After all, a suite in a small county town is about 600,000. If you are poor in first-tier cities, the down payment may not be enough.
In short, 1 10,000 is the starting point of a new life. With 1 10,000, you are confident to earn 2 million. This is a turning point, and the future will get better and better!
When I was in college, I was too poor to pay my tuition, and I couldn't borrow anything from the east or the west. I am a poor relative. Finally, I can only apply for a student loan. Thanks to the student loan, I am today. No living expenses, apply for school subsidies, and strive to earn scholarships. In addition, even school cleaners, who only get 10 yuan a day, are scrambling to do it. Get up at 5 o'clock every morning and clean the main road regardless of the wind and rain. 10 yuan is also a huge sum of money for me at the age of 17, because it is my two-day board fee. At that time, the breakfast in the school canteen was a bowl of rice porridge and 0.5 yuan, fried rice noodles 1 yuan, white rice in 0.2 yuan at noon and one or two in the evening, and a cucumber fried meat 1.5 yuan. My daily meals are 3.9 yuan, 0.5 yuan for breakfast, 7 yuan for lunch1.and 7 yuan for dinner1. Except for the school uniform, the clothes on my body are all old clothes brought back from my hometown just after school started, and most of them were worn by my mother in her twenties. My brothers and sisters also wore clothes worn by my mother, and then they came to me. At that time, clothes could really be worn to rags.
Just because I was poor, I went all out to make money. The first-class scholarship of 3000 yuan was astronomical to me at that time, so I studied hard. There are few girls in the two classes of physics department, and there are only eight students in total. In class, except me, the other seven girls often sit in the first row, and I can only sit in the last row, because I get up at 5 o'clock every morning, and my nutrition can't keep up. I feel sleepy and doze off as soon as I attend class. But not being able to attend classes carefully does not mean that I have no chance to get a scholarship, because I can teach myself. I study in the library or classroom when boys play games in the dormitory and girls go shopping at the theatre every day. Actually, I feel very sleepy. I often sleep on my desk for half an hour, then read for an hour, sleep for another half an hour, and then read. Anyway, I keep sleeping and studying alternately. Thanks to my invincible self-study ability, I got full marks in advanced mathematics, linear algebra and statistics, and the other subjects were among the best in the physics department. Of course, it is natural that my GPA ranks first in the physics department.
Insisting on studying not only won me a scholarship when I was studying, but also proved the importance of this in my later work and life.
Before I graduated from college, my teacher asked me to continue my graduate studies. He believes that students with good grades should continue to engage in scientific research. But the teacher doesn't know that my family is poor, and I have a heart to make money. Therefore, I chose a job as soon as I graduated from college.
My working life is also rough because of my poor eyesight. Naked resignation often works for a period of time, takes a rest for half a year, then works for a period of time, and then works in naked resignation for four years at most.
The first job after graduation is a minimum sales job, with a basic salary of 1000 yuan a month and a job change every three months. Jumping around is actually quite confusing. Over the past year or so, I have paid off my college student loan and have no deposit.
I accidentally learned that the financial industry has the opportunity to make a fortune, so I spent a month taking the securities qualification certificate and then entered the financial industry.
Once again, it proves that strong self-study ability is invincible. In just one month, through self-study and textual research, I successfully changed careers.
In a securities company, I am an introverted and self-abased science and engineering woman, and I grew up to be a more powerful salesperson in the company. I stayed there for two and a half years, and the highest monthly salary was 65 thousand, which was sold by the fund. Usually the salary will range from four or five thousand, seven or eight thousand to more than ten thousand, but it has been floating anyway. I always feel great because I get a high salary. As long as I have a bad interpersonal relationship, I will go to naked resignation. When I was in naked resignation, I finally had a deposit of tens of thousands of yuan.
After resting for half a year, I suddenly wanted to go out to work and found a job near my home. This is a trivial financial intermediary job with a basic salary of 2800 yuan. After staying for a year, the whole company failed to make a single order. In Guangzhou, the salary of 2800 yuan can't live well at all. The rent, water and electricity are more than 1000, and the rest is not enough for Lazar to eat and drink.
Five years after graduation, my former colleagues came out to start a business to make children's clothes, and I also participated in unemployment. After working for half a year, the physical store lost 50 thousand yuan in decoration fees, rent and deposit, while the online store only earned a few hundred yuan. I really can't do it anymore. I closed the physical store and started the operation of a pure online store. After three months of persistence, my former colleague earned two or three thousand yuan that month, and I returned to the workplace.
Of course, it starts with the lowest level of sales. Because of hard work, the performance is not bad, and the monthly salary is stable at 1 10,000. Later, I was promoted and raised, and became a project manager. I also worked in this company for two and a half years because the platform collapsed. The industry in which this platform is located has made many people lose their money. I guess someone guessed, yes, it is p2p. My old club is still operating normally, but most of p2p is a chicken feather.
20 15 I have hundreds of thousands of deposits. Because I have been trading stocks, before the 20 15 stock market broke out, the market value of my assets reached more than 200,000. Except the principal130,000, the rest are earned. However, at that time, I had no fear of the market. More than 200,000 yuan was cleared. After all, I had a hunch after the crash in 2008. But watching the stock price keep hitting record highs, I couldn't control my greed, and then I re-entered the market. So, as a result, I was harvested. New investors usually make money at first, but because they make money, they get serious gains later. And old investors may not be able to escape the fate of harvesting. After I experienced the stock market crash of 15, the principal was only 80,000.
On July 20 16, I left p2p and joined the bank as a stable back office manager with an annual salary of 200,000 yuan. /kloc-At the beginning of 0/7, I bought a car with a price of 200,000 yuan. Besides the basic expenses, I continued to stock, buy funds and buy p2p every month.
In this way, the work is on the right track, the salary is stable, and the income from investment and financial management is gradually increasing. Excluding the expenses of food, clothing, housing, human relations, travel and fitness, the annual net asset appreciation is about 300 thousand.
I don't remember when I had 6.5438+0 million yuan. Anyway, it is only in the last two or three years that I have the habit of counting assets every month. I also know that my net assets can increase by hundreds of thousands at most every month.
Looking back at the whole process from 0 to 100, it is really unremarkable. Apart from working hard, studying hard, being keen on financial management, I am really nothing special.
I often see people asking, can ordinary people make money by trading stocks? I don't even know if I am an ordinary person, because it is difficult for ordinary people to make money from the stock market. I thought I was an ordinary person, but I survived in the stock market for more than ten years and made some money.
Last August, I went to naked resignation and left the bank where I worked for four years. Then began the days of traveling, reading, writing, fitness and stock trading.
I don't know what will happen in the future, but as an ordinary girl, it is most important to dare to try and study hard.
One million deposits are only static, and the key is your annual earning ability and future prospects.
Sometimes I think it's too much. It's impossible to have that much money. One day I found that there were so many, and that's all. It's dull. It makes no difference in peacetime. I choose a lot of food when I cook and eat fruit myself, because it's cheap, just a number. But I go out to play more often, often staying in hotels and the like, and my consumption expenditure items are different.
I don't know how others feel! Some people think that money is 100 yuan. I want to own1000000 yuan? I have to walk straight and look more confident. I want to manage my money in advance, spend more money for myself and my family, and get more money from my son's house. People will look at you gently! There are many benefits!
Feel poor!
With1million, I think there are 2 million.