1. There are several ways for wage earners to obtain passive income: \x0d\ 1. Gamblers own their own property: they own a house, which is for rent, so they can have a fixed rent every month, and the rental income is "passive income". \x0d\2。 Bank deposit interest: In fact, deposit interest is also "passive income", but the bank deposit interest is too meager. You can consider getting higher interest through loans, but loans are risky and need to be cautious. \x0d\3。 Earn investment income through the stock market: this does not mean "stock trading", which takes time and energy and is risky. Here refers to long-term investment, taking a fancy to a high-quality stock, holding it for a long time, and making profits through dividends or long-term appreciation. Earnings are more than savings, and risks are lower than loans. \x0d\4。 Fund investment and financial management: investment funds and insurance can also obtain stable income. \x0d\5。 Become a business partner: invest in a business and find a professional manager to manage it. Get regular dividends from the company. \x0d\6。 Owning intellectual property rights: For example, I wrote a best-selling book and reprinted it many times, and I got considerable royalties every time. Or an article is reprinted by many media, and you can also get a good manuscript fee. \x0d\7。 Using the Internet and IT: I set up a blog because of my hobbies, and I accidentally became a well-known blog. The number of visits has increased greatly, and advertisements on web pages have brought a lot of extra income. In fact, the network still provides more opportunities for realizing "passive income", which will be studied in detail in another article. \x0d\ II。 The IRS divides income into three categories, namely, active income (that is, labor income), passive income and comprehensive income. It defines passive income as income from "you have no significant participation in trade or business activities". Other financial institutions and government agencies also realize that passive income, as a kind of income, is the result of capital growth or related to negative tax deduction mechanism. Passive income is usually taxable income.