Banking business, on the one hand, concentrates idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans; Here, banks act as intermediaries between lenders and borrowers.
On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
Extended data:
Classification of professional organizations
1, refer to the Civil Service Law to manage institutions:
Use the career establishment, but you must take the civil service examination; Such as urban management of regions and cities.
2. Fully funded institutions:
Also known as full financial allocation, most of them are public welfare institutions, such as libraries, cultural centers, museums, schools and so on.
3. Institutions in balance distribution:
The balance distribution is carried out by the finance, and the treatment and income are linked to a certain extent, such as hospitals and some scenic spots.
4. Self-supporting institutions:
In fact, it is similar to an enterprise, and the treatment is closely related to the operating conditions. Most of them are service-oriented institutions, such as design institutes.
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