According to incomplete statistics, since May, there have been Xiamen in Fujian, Dalian in Liaoning, Taiyuan in Shanxi, Xiangtan in Hunan, Xuancheng in Anhui, Cangzhou in Hebei, Wuxi in Jiangsu, Rizhao in Shandong, Zaozhuang in Shandong, Chizhou in Anhui, Daye in Hubei, Chuxiong in Yunnan, Xinyang in Henan, Gao 'an in Jiangxi, Haikou in Hainan, Yangzhou in Jiangsu, Taizhou in Jiangsu, Changzhou in Jiangsu, Jiaxing in Zhejiang, Shenyang in Liaoning, Zhoushan in Zhejiang and Jiangmen in Guangdong.
In the policy of supporting talents to buy houses, most of them focus on increasing the amount of provident fund loans, subsidizing talents to buy houses, optimizing the purchase restriction policy and so on.
In optimizing the purchase restriction policy, take Xiamen, Fujian as an example. On May 25th, according to Xiamen Real Estate Association, in order to attract talents to work and start businesses in Xiamen and support the housing needs of newly-employed college students, full-time graduates with bachelor degree or above who have worked in Xiamen for more than half a year can buy 1 self-occupied commercial housing on the island.
Dalian, Liaoning is more direct. On May 20th, the Office of the Leading Group for Maintaining the Stable and Healthy Development of the Real Estate Market in Dalian, Liaoning Province issued the Notice on Promoting the Healthy Development and Benign Cycle of the Real Estate Industry in Dalian. According to the notice, high-level talents in Dalian and talents in short supply in urban development can purchase houses in restricted areas according to family needs, regardless of the number of houses.
In addition, Haikou, Hainan and Jiaxing, Zhejiang also optimized the talent purchase restriction policy.
On May 15, the Notice on Promoting the Stable and Healthy Development of the Real Estate Market jointly issued by the Housing and Urban-Rural Development Bureau of Haikou City, Hainan Province showed that imported talents who settled in Hainan Province enjoyed the same treatment as local residents from the day they settled down; Talents who have not settled in Hainan Province, and their family members do not own houses in Hainan Province, can provide proof that they have paid personal income tax or social insurance 12 months or more in Hainan Province, and can buy 1 apartment in Haikou City.
Jiaxing, Zhejiang Province issued a new policy in May 13 to meet the reasonable housing needs of non-Jiaxing registered talents. The New Deal proposes that for all kinds of talents with non-Jiaxing household registration who have paid social security in Jiaxing for 6 months or more, they should refer to the relevant housing purchase policy of Jiaxing household registration households.
In addition to optimizing the purchase restriction policy, many places also better meet the reasonable housing needs of talents by increasing the loan amount of talent provident fund. More than ten cities, including Taiyuan in Shanxi, Xiangtan in Hunan, Xuancheng in Anhui, Cangzhou in Hebei, Zaozhuang in Shandong, Chuxiong in Yunnan, Xinyang in Henan, Yangzhou in Jiangsu and Changzhou in Jiangsu, have recently raised the loan ceiling of talent accumulation fund.
Taking Zaozhuang, Shandong Province as an example, the city's policy is clear, and if it meets the conditions of Zaozhuang's high-level talent housing provident fund loan, the maximum loan amount will be doubled simultaneously. The maximum loan amount will be increased from 6,543.8+0,000 yuan to 654.38+0,654.438+0,000 yuan, provided that both husband and wife of the loan worker's family make normal deposits and both parties meet the conditions of high-level talent housing provident fund loans.
Changzhou, Jiangsu Province proposed that doctors who enjoy the housing conditions of young talents should apply for housing provident fund loans for the first time. If the loan applicant has no record of using the housing provident fund to purchase a house, the maximum loan amount can be increased to 6,543,800 yuan+0.2 million yuan; Master students under the age of 35 apply for housing provident fund loans for the first time, and if they meet the loan conditions and the loan applicant has no record of using housing provident fund to purchase houses, the maximum loan amount can be increased to 700,000 yuan. If other loan applicants meet the loan conditions, the maximum loan amount can be increased to 6,543,800 yuan.
Yueyang, Hunan has a wider talent coverage. The New Deal shows that the newly introduced high-level talents (A, B, C, D, E), doctoral students, full-time master students and undergraduate graduates in Yueyang can apply for housing provident fund loans, and the upper limit of the loan amount is adjusted to 1.2 million yuan.
Real housing subsidies and coupons have also appeared frequently in the New Deal in various places, and some cities have offered tens of millions of housing subsidies to attract and retain talents.
Take Wuxi, Jiangsu as an example. On May 1 1, Liangxi District, Economic Development Zone and Huishan District of Wuxi City, Jiangsu Province respectively issued the new policy of talent purchase. Among them, the maximum subsidy for Class A talents in Liangxi District can reach100000 yuan, and the maximum subsidy for Class A talents in Economic Development Zone can reach 8 million yuan. For the buyers who bought houses in Huishan District in May, the government gave 6 yuan to each household.
Shandong Rizhao proposed to set up a talent housing development fund. Eligible full-time doctoral students, master students, undergraduate graduates, college graduates (including technical secondary schools and technical colleges) and their families can enjoy the purchase discount of 200,000 yuan, 654.38+10,000 yuan, 50,000 yuan and 30,000 yuan respectively when purchasing new commercial housing in Rizhao City for the first time.
The notice of "Several Measures for Further Promoting the Stable and Healthy Development of Yueyang Urban Real Estate Market (Trial)" issued by the Office of Yueyang Municipal People's Government in Hunan Province on May 1 day also clearly supports the demand for talents to buy houses. According to the New Deal, those who meet the requirements of the Notice of Yueyang Municipal Committee on Printing and Distributing Measures for Accelerating the Construction of Talent Highland in Yueyang Sub-center (Yuefa [202 1] 17) and buy the first set of housing (including newly-built commercial housing and second-hand housing) in urban areas are doctoral students and above the municipal level. 50,000 yuan for full-time graduate students, 30,000 yuan for undergraduate graduates from "double first-class" universities (including the original 985, 21kloc-0/universities), 20,000 yuan for undergraduate graduates from other universities, 200,000 yuan for full-time professional technicians, 60,000 yuan for associate professional technicians, 60,000 yuan for senior technicians 150 yuan, and 60,000 yuan for technicians.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that the support for talents to buy houses will not only help boost the demand for buying houses, but also help protect the rights and interests of talents. Increasing the loan amount and subsidies will greatly help this group to buy a house at a low threshold. Such a policy will also bring about the optimization of urban population structure, which is conducive to promoting the real estate market and improving the competitiveness of the city.
Liang Nan, an analyst at Zhuge Housing Search Data Research Center, also pointed out that young people such as talents are also real housing-just-needed groups, and local governments have made appropriate policy inclinations for such groups, which is in line with the policy orientation of "supporting reasonable housing demand" and reflects a guarantee for talents to live in peace. In addition, measures such as subsidizing talents to buy houses and increasing the amount of provident fund are conducive to reducing the cost of buying houses, thus reducing the pressure on talents to buy houses and helping to solve the housing difficulties of youth groups.
Chen Wenjing, director of market research in the Index Division of the Central Reference Institute, pointed out that since 2022, many related policies have been introduced, such as housing subsidies for talents and increasing the loan amount, in order to release more reasonable housing demand. From the perspective of urban energy level, the policy of first-tier cities is expected to continue to focus on fine-tuning, with talent introduction or bail-out as a breakthrough to stabilize the market; In second-tier cities, there is still room for optimization and expectation in terms of restrictions on purchases, sales and loans, in addition to talents buying houses and increasing loan quotas. Third-and fourth-tier cities may combine population and talent policies more, and continue to follow up by issuing housing subsidies and increasing the amount of provident fund loans.
Chen Wenjing believes that population is the cornerstone of the sound development of the real estate market. At present, some cities have relaxed the policy of talent settlement and continuously increased the introduction of high-level talents. In the future, local housing policies will be combined with population policies, leasing policies and talent policies or become an important direction. Policies such as restricting purchases, loans and sales will be optimized for specific groups, and the policies will be more detailed to promote the release of rigid and improved housing demand.